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21 Budgeting Tips for Military Families For a Better Financial Life

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21 Budgeting Tips for Military Families For a Better Financial Life

Money money money! Money can be quite a hot topic. When it comes to our finances, we want our money to work for us but sometimes that is a difficult thing to do. As a military family, you may be feeling pressure from a PCS that cost you a little too much, or the loss of a job or other source of income you were depending on.

Although there is a 5.2% pay raise coming in 2024 for members of the military, having and sticking to a budget is super important. It is the best way to know where your money is going, and how much you actually have to spend.

Here are 21 budgeting tips for military families for a better financial life:

1. The #1 budgeting tip would be to of course have a budget. You need to know exactly how much money you and your spouse are bringing in and exactly what you will be spending your money on, including how much you will put in savings. This will give you a clear picture of your finances.

2. Keep a detailed record of all of your spending. Those little trips to Target can add up. Keeping track of what you are spending your money on is a must.

3. Set some financial goals. Talk with your spouse about what you want to do in the future. Do you want to save for a house? A new car? Pay off debt? Talk about what your focus will be.

4. Compare the cost of housing. While you might want to live off post, would living on post save you more money in the future? Is that savings worth it? Would living on your military instillation allow you to save for your house that much sooner?

5. Remember your budget when shopping for groceries. The food budget can get quickly out of hand without proper planning. What are your options for grocery shopping? Can the Commissary save you money? What about clipping coupons?

6. Watch the eating out. While eating out can be a lot of fun, it’s also really expensive. Even fast food can cost a family $50 a trip. Yikes!

7. Use military discounts. Yes, you can save between 10-30% at places that offer military discounts. Check out my Big List of Military Discounts for ideas.

8. Shop thrift stores and consignment shops. You can find all sorts of things from clothing to books to toys at thrift stores and consignment shops. You can also take your old items to consignment shops to make a little extra money. Check and see what is available in your own city and plan a shopping trip.

9. Look for low-cost and free things to do at your duty station. Most duty stations have events going on throughout the year. They can be a lot of fun and you can find some free things to do with your kids.

10. Is your spouse deployed? Are they bringing home extra money? Make sure you make a plan of what you will do with it. Ideally, you can save and pay off debt. However, you may need to budget for extra expenses such as having a baby or getting ready for a PCS. Talk things over so you are on the same page.

11. Coupon. Use coupons at the grocery store, when you go out to eat, and at different stores you need to go to. Most people get coupons in the mail. See which ones work for you and your family and trade with friends.

12. Learn new skills. When it comes to keeping up your home, see what you can do yourself. Use Youtube to get ideas on affordable projects.

13. Review your subscription services. Did you sign up for one when it was only $5.99 a month and now it’s double that? Are you paying $15 a month for a streaming service your family doesn’t really watch anymore? Do an audit of your all your subscriptions to see if you can cut any and to make sure you are only paying for the ones you really want.

14. Save a bit from each paycheck for birthdays, Christmas, and other holidays you may need extra money for. When the time comes you will have money to spend and won’t have to stress as much.

15. Check into side gigs. Can you Door Dash? Drive for Uber? Mow lawns? There are lots of little side jobs you can add if you are able to in order to make some extra money.

16. Look into Financial Readiness classes at your duty station. For example, the Army’s Financial Readiness Program (FRP) is available at every Army post. It provides classes and counseling on saving money, investing, getting out of debt, and more.

17. Look into The Servicemembers Civil Relief Act. Because of the act you may reduce some of your debt’s interest rates to 6%, postpone a foreclosure, defer your taxes, get protection against eviction, and more.

18. Work to get out of debt. Pay more than the minimum and avoid using credit cards when you can.

19. Use banking tools for extra savings. If you bank with USAA, they have a fun savings tool where they take a random amount from your checking account between $1-$9 a few times a week and put it in your savings account. This adds up and before you know it you will have $100 saved. They also send your text messages with updates, and little fun facts and jokes.

20. Use your library. Libraries have so much to offer the community. From books, to movies, to free events. Don’t sleep on what your local library has to offer.

21. Have an emergency savings fund. $1,000 is a good amount to shoot for. You want to have something you can use in case a car breaks down, something needs to be fixed in your house, or any other extra expense comes up.

As military families, we are used to the unknown. But, we should know where our money is going and how we are spending it. That way we can work to achieve our goals and live the life we want to live.

What are your favorite budgeting tips?

Great News! EFMP Will Be Standardized Across All Military Branches

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Great News! EFMP Will Be Standardized Across All Military Branches

Have you heard of EFMP? EFMP stands for the Exceptional Family Member Program. This program is an enrollment program that works with different agencies, both military and civilian, to make sure that military families with special needs can receive the support they need at their duty stations. EFMP is the reason you may or may not be able to be stationed in certain locations.

Active duty service members are required to register for EFMP as well as making sure their status stays updated. This is to make sure family members are able to receive the right housing, education, medical care, and personnel services that they need.

Being stationed in a place where you couldn’t receive much-needed therapy can be a problem. While this does sometimes complicate issues when it comes to where a service member needs to go for their career vs where a family can go to get services, EFMP can be a good thing to make sure family members get exactly what they need.

Up until recently, each service branch had its own regulations and guidelines when it comes to EFMP. However, the DoD has made some changes to standardize the EFMP program. This is much needed and should have been done a long time ago.

Who qualifies for EFMP?

Military families who have any emotional, developmental, physical, or intellectual needs that require any special treatments, therapies, education, counseling, or training qualify and need to sign up for EFMP. If you are on OCONUS orders, you will need to go through EFMP screaming. My son and I had to do this before we did a PCS to Germany. At the time we didn’t have any diagnosed special needs and weren’t aware of any, so our doctor filled out a form saying so.

What will the changes in EFMP look like?

According to Gilbert R. Cisneros Jr., Under Secretary of Defense for Personnel and Readiness, “Service members can’t focus on the mission when they have concerns about a family member’s health or education needs. Enrollment in EFMP provides families access to critical services and support, no matter their service branch or location. We will continue our work to enhance EFMP to better serve our military families.”

The DoD Office of Special Needs is enhancing the Exceptional Family Member Program to help improve the experiences of military families in every branch in the following ways:

  • Medical services will coordinate the documentation of the special needs and the family’s enrollment in the EFMP. Identification and enrollment will be standardized.
  • Each branch will use the same criteria when it comes to the assignment process. You will also be told what the reason is if you are declined a location.
  • Family members will be able to connect with resources that can help. EFMP Family Support providers will help with this.
  • There will be guidance and transparency when it comes to disenrollment. The disenrollment process will be standardized.
  • There will be revisions when it comes to respite care, such as a consistent number of hours across the services and covering adult dependents who are eligible for respite care.

You can read more about this on the DoD Press Release page.

Hopefully, these changes will help improve things for EFMP families. Not being able to find the care that you need when you or a family have special needs can be frustrating, especially when trying to balance that with the military lifestyle.

Just a Post About Our Military Kids

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Military Life With Military Kids

I was holding him, my young son. Just 13 months old. Everything was about to change for him, for us. His Dad, who had been there since day one, was leaving to join the Army.

I was holding him as we waved goodbye. Holding him as we entered into this new life. And I promised him I would always be there, and we would get through everything together.

I didn’t know at the time that it would take closer to five months to join my husband than the one month we were told. I didn’t know at the time how this transition from a civilian family with normal working hours to a military one in the midst of a season of solo parenting would change me.

I didn’t know what was ahead for him. Or for me. Or for any future children we would have.

Over the years, our family has been through deployments, a couple of PCS moves, and what seems like an endless amount of other types of separations.

My husband missed the birth of our second son, and we were not sure if he would end up missing the birth of our third. As a military spouse, I have had to go through many different parenting milestones alone, from potty training to making sure my son got the right diagnosis.

Just a Post About Our Military Kids

As April is the month of the military child, April is a good month to think back about your own military children and how their lives have been shaped by having at least one parent in the military. How some seasons have been easier for them than others. And how you have all grown together over the years.

We hear that military children are resilient, and they are, but that doesn’t mean the road has been easy. There have been tears, and sometimes we don’t know quite how to handle them.

There have also been adventures, so many adventures, from being able to travel the world at a young age, to experiencing other cultures, many that other Americans don’t get to do until they are deep into their adult years.

Military children learn how to make friends, playing with others at the playground, and being able to be the new kid time and time again. From having to say goodbye to a best friend they might not actually remember in the years to come, to being the one who stays behind.

Military children have to go months, sometimes over a year, without one parent in the house. This can be difficult for the children, maybe too young to understand, and for the older ones, who feel the missing parent on a day-to-day basis.

Military children might not feel like there is one place they can call home, or maybe they will, as one duty station draws them in more than any other. As they look back on their childhood, there will be so many homes and experiences to think about.

Whether your children were born into this life, or they joined along with you at a older age, they will be able to watch their parent put on the uniform and serve their country. They might not have chosen this life, but they can embrace it, through their own military life journey.

Each PCS might not get a little easier, each goodbye might just seem harder than the last, but just as we do as military spouses, military children figure out what works best, and find ways to get through each difficult situation.

They will take what they have learned into their adult years, into future careers, and relationships with friends and family. They will have so many memories to share, and friends in all areas of the world. A military life can be overall amazing, and we hope our children understand and can embrace that as we try to do.

What has been your biggest adventure with your own military kids?

For the Military Spouse Who Can’t Go Home For Christmas

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For the Military Spouse Who Can't Go Home For Christmas

I get commissions for purchases made through some of the links in this post.

When we first got married we decided that we would switch off each holiday. One year we would spend Thanksgiving with my family and Christmas with his. Then the next year we would switch.

This worked well for three years. Then we moved and my husband joined the Army and that schedule went out the window. Among other things that changed when we became a military family.

As a military spouse, you sometimes have to let go of what you thought your life would look like. And that includes how you spend your holidays. One year your spouse might be deployed, and the next you could be PCSing from one part of the country to another. Your plans have to be flexible.

This year, however, we don’t have to feel as alone. This year, during a pandemic, everyone is being told to stay put. Everyone is being told to not travel during the holidays. We aren’t the only ones having to change the way we do things during this time of year.

A little bit of the pressure you might normally feel has been lifted, at least for 2020. Maybe you were dreading the long drive back home, or maybe the cost of airline tickets was hurting your pocketbook.

There are many reasons why going home for Christmas can be hard for military families. But at least this year, staying in your own home is more normal. At least this year, it is a lot more understandable to the civilian world why you would not be traveling around the holidays.

During a normal year, you still might feel like you just want to stay in your own home. Your spouse may be deployed, and the idea of traveling across the country with three kids is just too much. You might have just moved into a new home, and want to set up there instead of leaving everything to spend the holidays in someone else’s home.

Not being able to go home for Christmas can be emotional, no matter the reason. And this year, even more so. But even if that is what you have planned to do, you can still feel a bit disappointed by it.

You might miss the way you always got together with relatives for Christmas Eve. You might miss the last-minute holiday shopping you would do with your sister, or how you would bake Christmas cookies with your grandma and cousins.

If you can’t go home for Christmas this year, know you are not alone. So many families are staying local, and not traveling. So many families are having to pivot and change the way they do the holidays.

The good news is, there are so many things you can do from your very own home. Start some new traditions and enjoy the time you have together. Make the holidays the way you want them to be, after all, you are in your own home, and you can do exactly that.

Are you overseas? Try to incorporate some of the traditions from the country you are in. You can then take them back with you when you move back to the US.

Embrace not having to travel during the busiest travel days of the year. Think about how your children will have memories of waking up in their own beds on Christmas morning. We have been doing this for years, and I LOVE that my kids will have memories of waking up in their own homes and coming downstairs to see the Christmas magic.

You can’t always go home for Christmas and that is okay. You can still have a special Christmas filled with happy memories and moments with your own family. And you might find that being in your own home is exactly where you want to be for the holiday season.

Do you usually go home for Christmas? What will you be doing this year?

How To Keep Kids Busy This Summer, Even When You Are On a Budget

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Summer is here and you might be trying to figure out what to do with your kids for their time off from school. Yes, there are camps and classes that you could sign them up for, but those all cost money, sometimes a lot of it.

If you are on a tighter budget, you have to be careful about how much you spend during the summer. You need to find cheap and free ways to keep them busy.

You really don’t have to spend a fortune each summer just keep your kids entertained. There is a lot you can do in your home and in your own community without having to break the bank. Take a look at some of these ideas, and see what works for your family.

How To Keep Kids Busy This Summer, Even When You Are On a Budget

Water Fun

Kids love water and there are many ways to get your kids in water without spending too much. A splash park is a great way to spend some time in the hot sun. You might find one at a park or even a shopping center.

Bring a sack lunch, plenty of towels, and your kids, and get ready to enjoy a fun-filled afternoon staying cool for very little cost. Invite some friends and have a fun playdate.

If you have a community pool you can use free of charge, take advantage of that. If you have to pay, check and see about a summer pass. Sometimes buying one of those will save you a lot of money all summer long. Our city pool offers a military discount on a pool pass.

If nothing else you can set up a sprinkler or a kiddie pool in your own yard.

Nature Hikes

Kids love to explore and what better way to do that than on a nature hike. Make sure to put on your bug spray, bring lots of water, and bring your camera for photos along the way. Check with your local park system to see if they have any guided hikes during the summer. Make sure you stay on the trails and don’t go anywhere you feel is unsafe.

You can also go on a more casual walk around your neighborhood or other community location. If your kids are old enough, have them bring their bike or a scooter. You can spend the whole day out walking and riding bikes. Just don’t forget to apply the sunscreen.

Cheap Movies

If you have a dollar theater, make sure to check out what kid’s movies they have playing. If you don’t, your regular theater might have a special kids program during the summer with free or $1 movies. They might be older ones that your kids have already seen, but it can give them the movie experience without having to spend too much.

You might also check and see if your city has a movies in the park night where they show a movie on a big screen after the sun goes down. That can be a lot of fun for everyone in the family. They are usually free and you would just need to bring a picnic dinner for your family as well as a nice blanket or chairs to sit on.

Camping

If you are wanting to take your family on vacation, camping is the most affordable option, assuming you already have a lot of the camping gear. If you don’t, you might be able to rent from a Gear to Go on your military installation. Campsites are not too expensive and you can have a lot of fun being in the outdoors. If you don’t want to leave your home, you could also camp out in the backyard.

Host a Play Date

Why not host a play date in your home once a week? You could also do a themed playdate. Such as water or food fun.

Meet up with other parents and plan to rotate houses during the summer. Your kids will love the playtime with friends and you can have some adult time with the parents.

You could go on Pinterest and find some fun crafts for the kids to do. There are plenty of ideas out there. Once a week you could also host a craft day. Everyone who comes can bring the supplies and you can all work on them together.

Annual Passes

A yearly pass will cost you money upfront, but it might be worth doing so. You can get passes to the zoo, science center, amusement park, or the local gym. Find out what would be best for your own family and think about how often you would go.

If you know you want to spend a lot of time at the zoo, getting a pass to the zoo will allow you to go for “free” all summer long. Check for specials or discounts before you pay for the pass. Also, make sure to check for blackout dates so you don’t plan a trip on a day you won’t be able to get in with your pass.

As you can see, there are quite a lot of activities you can do during the summer without having to break the bank. What would you add to this list?

A Letter To My Son With Autism On World Autism Awareness Day

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In January of 2012, we sat in the doctor’s office and heard what we had suspected about our then five-year-old son. After three or four months of testing, meeting with the doctor, and answering questions about him, our son was diagnosed with Asperger’s.

As we were waiting to hear what his diagnosis was, I did my own research and came to the same conclusion. It was the only thing that made any sense. My biggest fear going into that appointment was not that he would tell me what was wrong with my son, it was that he would tell me nothing was wrong because I knew in my heart something was.

Asperger’s. Autism. High functioning Autism. A different type of life. Special needs. ABA. Fits. Misunderstandings. Love.

On this day, April 2nd, World Autism Awareness Day, I wanted to write to my son. He is 14 now, and we have come so far since that day in 2012, but I know that we have a long way to go.

I wrote this letter to him when he was 11, right before we started into the teen years.

A Letter To My Son With Autism On World Autism Awareness Day

To my little boy,

First of all, I have to tell you how much I love you. I still remember the day you were born, right in the middle of your Dad’s deployment. I remember they gave you to me and we had to wait for them to move us to the recovery room. And when it was time to do that, they wheeled us there on the bed, and I felt like a queen in a parade, holding my new bundle.

That day, that night, I had no idea what our journey of mother and son would take us. Would you be like your older brother? Would you be like me? Like your dad?

As you grew, I watched you closely. I was concerned about speech delays, which your brother struggled with. But you didn’t seem to have any issues there. You started talking, and I thought everything was going along the way things should.

Then we moved to Tennessee, and as you grew from a young toddler to a preschooler, my mommy heart started to worry. I began to notice how hard playing with other kids was. Sometimes you destroyed the castles they had built out of blocks. Sometimes you yelled at them. Sometimes you hit. And when we asked you why you told us it was because they were doing it wrong.

I wondered what I was doing wrong as a parent. I wondered what else I should be doing.

Then I told myself all kids could hit at that age. Preschoolers aren’t exactly known for their sharing abilities. I told myself that you were having a difficult time because you had never been to daycare before, that you were just not used to being around so many kids. We had playdates, but I didn’t leave you as often back then.

As you started at a regular preschool, I knew in my heart something wasn’t quite right. I knew you were struggling there. But why? Why were you always getting in trouble? What was going on?

That’s when we decided we needed to figure out what was going on. Your regular doctor didn’t think anything was going on at first, but I pushed. I had to. I needed answers. And then that day in January, we got them.

Asperger’s. That is what you had. That was what you would be dealing with. That is what would make you you.

We started with ABA, and they helped us so very much. You started kindergarten and with that all types of new challenges. You didn’t want to go to school; you didn’t see why you had to be there.

But we worked hard, so hard. The years went by, and as they did, I got to watch you grow. Before, when the bus came to pick you up, you would resist. Now, you run out there on your own.

This isn’t to say we don’t still have challenges, we do. But what once was an everyday struggle, changed to once a week and these days more like a once a month of that type of struggle. As I look back over the years, I know you are going to be okay because we have come so far already.

I know that school is hard for you, but I also know that you can do school. You can get through it, and you can make it work for you.

I know that making friends is hard for you too, but I also see that you want to reach out and that you will find your people too. I know you will.

I am so thankful you and your older brother are best friends. I hope that you can have that with your younger brother someday too. Your brothers will always be there for you, they have your back, and they want the best for you too.

I love seeing you excited and happy about something. Sometimes that is Disneyland, other times it is when you figure out how to get through a video game or when we stop and check out the cats at the pet store.

I know that you have your dad’s sense of humor. Sometimes this is hard to see, through the everyday struggles, but it is there.

I know sometimes life is harder for you than it should be for an 11-year-old.

On those days I wish I could grab you up and take you away from all the hard things life brings. But the truth is, you need to work through them. But as you do, you know you will always have me by your side. I will always be there to listen and to help you get through it, whatever the struggle might be.

I am not sure what life will be like for you as an adult. I am not sure what will be hard for you and what won’t be a challenge anymore. I do know that you will go on and do great things. I know this.

I am so proud of how far you have come. You work hard to make your way in this world, even when you don’t understand it. Even when it doesn’t make any sense to you.

Always remember that your Dad and I love you and will always be there for you. To walk with you through this life, and be there to help when we can.

Love to you forever,

Mom.

Do you have a child on the autism spectrum too?

That Breast Pump Might Just Change Your Life

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That Breast Pump Might Just Change Your Life

This is a sponsored post!

When I had my 3rd little boy, my older two were around 4 and 6 years old. And they were active little boys! Having only two hands, adding that third baby was a bit of a balancing act.

I had one boy in elementary school, one in preschool, and a new baby. I remember that I would sit and use my breast pump in my room, having to be plugged in and sitting down to do so. This meant that I had to make sure my other two boys were safe and entertained elsewhere.

My “baby” is now almost 10 years old, and things have gotten even better for breastfeeding moms. For one thing, you can now get a free breast pump from TRICARE.

That’s right! This is a benefit for all military spouses and military moms.

How does it work?

  • TRICARE will give one breast pump out per “birth event.” What is a birth event? Either a pregnancy, or an adoption of an infant with plans to breastfeed.
  • This is true for any TRICARE plan, from active duty to National Guard.
  • You can get your breast pump in a few different ways, including from a civilian stateside or overseas retail store, or an online store.

The Breastfeeding Shop is one of the best places you can go to get your TRICARE benefit breast pump.

In addition to this TRICARE added benefit, there are now more choices when it comes to what breast pump you want to get, including wearable and wireless pumps.

With a wearable breast pump, you can more easily multitask, not be stuck pumping in one location by an outlet, and you can quite literally pump on the go.

Interested in a wearable breast pump? The Breastfeeding Shop can help you out with that.

The Elvie, Freemie, and Willow are popular wearable pumps. Right now, the Breastfeeding Shop has the Elvie and Freemie avaliable. Here are a little about both:

The Freemie- This pump offers hospital power suction, in a hands-free double pump. The pump is small, quiet, and you can wear the pump under your bra. There is a rechargeable battery and has super light cups so you don’t always have to use a bag. This pump would be $0 out-of-pocket with your TRICARE benefit.

The Elvie-This pump is an amazing wearable pump that fits into your bra. The pump is practically silent, includes custom fitting breast shields, and has 7 settings for suction. This pump does have an up-charge as TRICARE doesn’t pay 100% for luxury pumps, however, the Breastfeeding Shop will have the lowest out-of-pocket costs for this type of pump.

The Breastfeeding Shop also carries plenty of other types of pumps if you are not interested in a wearable one. Sometimes it is best to go with a more traditional pump if breastfeeding is new for you and/or this is your first baby.

A wearable pump can be fun and convenient for moms that would like to have that flexibility. However, the wearables are limited with their size flanges available. So if you do need a specific size flange – they might not have it. That is something to keep in mind when making your decision on what type of breast pump you want to get.

If you take a look at the Breastfeeding Shop’s website, you can see they have a comparison chart of the different types of pumps. When you are ready to move forward, you can fill out their online form to get your pump. You will need to have a prescription from a TRICARE-authorized doctor, physician assistant, nurse practitioner, or nurse-midwife.

I love that this is a TRICARE benefit, as I know being able to have access to a breast pump is very helpful for so many moms. Head on over to the Breastfeeding Shop and enjoy your new pump!

The Top 10 Takeaways From Military Family Lifestyle Survey

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This post is sponsored by Blue Star Families!

Have you heard of the Blue Star Families Annual Military Family Lifestyle Survey? This survey provides a comprehensive understanding of the experiences and challenges encountered by military families. It is a yearly snapshot of the state of military families.

The data from the survey isn’t just to share with military families, it is also there to help change things for the better. It helps to inform national leaders, local communities, and philanthropic actors. It helps increase dialogue between the military community and broader American society, minimizing the civilian-military divide and supporting the health and sustainability of the all-volunteer force.

Blue Star Families conducted its 10th annual Military Family Lifestyle Survey from May through June 2019. They had over 11,000 respondents, including active duty service members, veterans, National Guard, Reserve, and their immediate family members.

The Blue Star Families Annual Military Family Lifestyle Survey is the largest and most comprehensive survey of the military and their families.

There is a lot of information in the survey, so I wanted to highlight the top 10 takeaways based on the top trends and findings for 2019.

Military families act to offset the impact of relocation on their children’s education, an issue that continues to be a top-five issue of concern for respondents.

Military families have concerns around family stability and dependent children’s education. Some are either turning to homeschooling, or voluntary separation from their service member.

Availability and affordability of childcare are barriers that negatively impact service members’ pursuit of employment and/or education.

Not being able to find or afford good childcare is making it difficult to pursue employment or educational goals.

Military spouse respondents who are unemployed indicate their top challenge to working is service member day-to-day job demands making it difficult to balance work and home demands.

A service member’s day-to-day job demands is a top barrier to employment among military spouses. Top barriers do however differ when children are present.

Three-fourths of employed military spouse respondents experience some degree of underemployment; this issue persists among spouses of veterans.

77% of employed military spouses and 68% of veteran spouses report at least one circumstance of underemployment.

Potential impacts on a service member’s career is the most common reason for not seeking treatment for active-duty, National Guard, and Reserve family respondents who had seriously considered attempting suicide/had attempted suicide in the past year.

40% of military, veteran, National Guard, and Reserve family respondents, who had seriously considered attempting suicide in the past year, and received help after the most recent incident, did not find it helpful and 8% couldn’t find that help at all.

Families enrolled in the Exceptional Family Member Program (EFMP) report difficulty obtaining specialty medical care in a reasonable amount of time after a relocation.

40% of military family respondents who have an EFMP Family Member are unable to obtain a referral and be seen by a specialist in a reasonable amount of time after relocating.

Military family respondents caring for a child with special needs report their community does not have all the resources their family needs.

More than a 3rd (36%) of military family respondents feel like their community doesn’t have all the recourses their family needs.

National Guard and Reserve families feel local civilian support agencies are not effective in addressing their needs.

Nearly one half of National Guard and Reserve families feel their local civilian support agencies are not effective in addressing their needs.

Military and veteran family respondents who perceive that civilians in their local communities have greater military family lifestyle competence feel a greater sense of belonging to that community.

40% of military family respondents don’t feel a sense of belonging to their local civilian community.

The majority of military families have a positive experience with their children’s schools but identify improvement opportunities related to the Interstate Compact on Educational Opportunity for Military Children.

The majority of families with school-aged children report their oldest child is thriving at school, but feel schools can improve.

Please take the time to head on over to Blue Star Families and download the survey results. There is a lot of information there, and it would be helpful for any military family member to read the results and learn more about the military community in general. Knowing what the struggles and frustrations as well as about what is going well for the military community is important.