Military Family

When Military Life is New

November 19, 2019 by Julie Leave a Comment

When military life is new, everything thing seems so strange.

You learn quickly that nothing really makes sense the way you think it should make sense. You learn quickly that patience is going to be needed. You learn quickly that some days are going to get you pretty frustrated and there will be nothing you can do about the situation but wait.

And there will be a lot of waiting…

Waiting on orders. Waiting on people. Waiting for something good to actually happen.

There will be a lot of wondering…

Wondering where you will live. Wondering what a deployment will be like. Wondering if this new life will be as difficult as you think it might be.

As you join this new community, you can’t help but meet new people, from all over the country, even from different parts of the world.

You will make friends with some of them, and some of those friends will turn into family, as you get through deployments and separations together, making memories along the way.

You will learn new skills, and apply them to new situations. You will figure out how to get a house ready for the movers with only two-weeks notice. You will figure out how to pull everything together when at first you didn’t think you could.

When military life is new , you can get pretty worried about deployments.

Before your first one, you might assume that being away from your significant other is too difficult. You might assume that you are not strong enough to get through the time away. But you will find that you are strong enough and that you can do hard things, even things you didn’t think were possible.

There will be homecomings and celebrations. You will sometimes think about how different your life is now, and all the amazing experiences you have gained from it. There will be good days and bad ones.

And as one deployment comes to an end, you will feel the confidence that you can do anything that comes your way. There might be bumps in the road, but you will get creative and figure out how to best go forward.

When military life is new, unknown words can confuse you.

You might not know the MWR from the DFAC, but you will soon figure these military acronyms out. At the same time, after 15 years you might hear phrases and you still don’t know what they mean. This is all apart of this life.

You will figure out the right times to go to the Commissary, and how to tip the baggers. You will figure out if the PX is worth shopping at, and what events are worth going to. You will learn about your FRG and decide how much you want to be apart of that.

You will learn about OPSEC and PERSEC and TRICARE. You will figure out what to say and what not to say. What you put out there on social media, especially about a deployment matters.

When military life is new, you will daydream about going off to Europe, and Hawaii and Japan.

You will soon learn that you might end up in Texas, Alabama, and the desert of California. There really are so many different options for a military career. And you don’t always get a say in the matter.

And wherever you PCS to, you will figure out how to bloom where you are stationed, and find the good in a place you might not want to be. You will get to explore places you never thought you would ever go. You will have to leave your comfort zone, but find amazing things when you do.

And when it comes time to leave, to PCS somewhere new, you might not want to go. You might want to stay forever. But you know this isn’t possible and you know it will be time to move on.

When military life is new, you will soon learn how much this military life will surprise you.

From the amazing friends that you will meet!

To the places you will get to go!

To the love you will feel at every homecoming, and all the little moments this life brings.

If you are new to this life, welcome. Being a military spouse can be such a wonderful thing. While some days will be harder than others, know that you have joined an amazing community. Know that you have people to walk this life with, no matter what this life brings.

How long have you been a military spouse?

11 Reasons to Plan a Trip Home This Summer

July 5, 2018 by Julie

11 Reasons to Plan a Trip Home This Summer

As a military spouse, you probably have moved around a lot. You could be miles and miles from your home and family. You could be overseas, or across the country. You could be a two-hour drive away or a two-day drive. However far away you might be, it could be time for a visit home this summer.

Whether your spouse is deployed and you take the kids, or they are home and luckily have some block leave time, planning a trip home for the summer can be a good idea.

Here are a few reasons why:

1. It’s been a while

If you haven’t visited home in a while, maybe now is the time to do so. You probably have family and friends that would love to see you.

2. You have school-age kids and summer works best

When your kids start school, you have less time to go on vacation with them. While you can pull them out of school sometimes, generally it is better to go on long vacation when they are out of school. That is why summer is a good idea. No one is missing any school.

3. Summers are really too long anyway

Let’s face it; summer can feel a bit long. By about the six-week mark, you might be over summer break. That is the best time to plan a trip.

4. Grandparent time

Grandparents love to spend time with their grandchildren, but sometimes it can be harder for them to travel and see you. If you can’t get away, you could always send your older children to spend time with their grandparents during the summer. I have such special memories with my own grandparents from when we went to visit them as a child.

5. Summer at home is better weather than summer at your duty station

This isn’t true for everyone, but the summer weather in my hometown is a lot better than where we currently live. It isn’t as humid, and the bugs are not as loud. Visiting home during the summer is a nice break from the hot and humidity of the south.

6. You really miss your favorite hamburger place

It might not be a hamburger place; maybe it is a favorite pizza place or Mexican restaurant. There is just something about having a taste of home when you visit. In-and-Out, here we come.

7. More likely to see friends who have also moved out of town

You might not be the only one who moved away from home; your friends might have too. And from experience, summer is usually when they visit their families. Maybe, just maybe you will be in town at the same time and can make plans to see each other.

8. The winters are long at your duty station, and you need a pick me up

If it snows a lot in the winter where you are stationed, and you know that once school starts in the fall, the first snowflakes won’t be far behind, a summer trip home can be the pick me up you need before the weather changes. Go home, make memories, and take them back with you for the long winter.

9. Homecooked meals

Sometimes you want a nice homecooked meal, without having to make it yourself.

10. So you can see your best friend

It could be that your best friend still lives where you grew up. And you want to see them. You want your kids to play together, and you want to go out for dinner and to catch up.

11. You hate the snow and would rather not visit when it is on the ground

Maybe you are from a colder climate, and you don’t want to visit at all during the winter. Just the thought of 20 degrees sends you under the blankets. Summer is a good time to get your vacationing time at home in.

Whatever your reasons, if you are going home this summer, have a good time. We are looking forward to our own vacation this summer too.

9 Ways To Save Money On A Super Tight Budget

June 15, 2018 by Julie

9 Ways To Save Money On A Super Tight Budget

There are many reasons why a military family could be on a tight budget. They could be saving for a PCS, trying to pay off debt, or trying to make their paycheck stretch a little further. There could be times during military life when you need to have a super tight budget, and times when you can spend a bit more. Whatever the reasons, there are things you can do to help you save money, not overspend, and be able to stick to your budget.

Here are 9 ideas for saving money on a tight budget:

Eating out

Eating out will get you. We are a family of five, and sometimes even fast food is between $25-30. If you are doing this too many times a month, it can add up. If you do go out to eat, try to find coupons and use your military discount. Look for kids eat free nights, and be smart about what you order. Try to look at eating out as a treat, not an everyday thing.

This post contains referral/affiliate links!

Coupon

If you don’t coupon already, you should. There are many different ways to do so. From clipping the coupons that come in the mail, to using an app like Ibotta. You should also do your research about if the Commissary is truly cheaper than another grocery store in your area.

Meet friends for coffee

Going out to lunch or dinner with friends can sometimes cost $20-25. If you meet for coffee, you can spend less than $5 and still have a good time. And if you have kids, look for coffee shops by a playground. We have a few here at Fort Campbell that have been lifesavers for me over the years.

Shop thrift stores

Thrift stores can be fantastic places for finding deals. Whether it is clothes that you know your kids are going to grow out of in less than a year or replacement dishes for your kitchen. Some thrift stores have days were specific items are on sale or where they offer certain discounts. Make sure to check to see if you have an on post thrift store too.

Find free events

Almost every community is going to have something free for you to do every weekend. You just have to look for what they are. On Facebook, you can search for events by city, topic, and date. If you want to do something fun with your family, look and see what is going on and what you might want to do. You can have a lot of fun at free events and can save money by going to them.

Cut your bills

Do you have cable? Cut it and get Netflix. Using too much data? Get a smaller package and save on your cell phone bill. There are different ways you can get your current bills a little lower. Even $50-100 a month can make a difference.

Say no

Saying no is powerful. You don’t have to say yes to everything. I know this is hard for some but if you can say no sometimes you will save yourself some stress and some money. If someone invites you and your kids out to a movie and you didn’t want to see it, say no. You could invite the friends over for a playdate instead. Don’t feel like you have to say yes to everything, especially when the more you say yes to the more money you will spend.

DIY vs hiring someone

If you can do a DIY project instead of hiring someone, do it. There is a lot of advice and ideas out there for learning how to do things around your home. Check out YouTube and Pinterest for ideas.

Use your library

With a good library, you never really have to buy books. Not only can you get paperback and hardback books, but you can also get Kindle and Audiobooks using apps like the Overdrive app. Check with your library to see what they offer. In addition to books, your library might have a lot of community events going on such as movie nights, or even classes.

What creative ways have you been able to cut back on your spending and save money when you are on a tighter budget?

16 Ways You Know You Are Raising Children In A Military Family

April 3, 2018 by Julie

16 Ways You Know You Are Raising Children In A Military Family

I had exactly 13 months of raising children before we became a military family. When my husband joined the military in 2005, our oldest son was only a little over a year. All the parenting I have done after that has been within military life and culture, at least to some extent.

April is the month of the military child, here are 16 ways to know that you are raising children in a military family:

1. None of your children were born in the same place!

One in California, one in Tennessee, one in Germany, what’s so weird about that?

2. You have photos of your children in actual castles, one that is right down the street.

You still can’t get over that you used to live in a house down the street from a castle. Thank you overseas orders.

3. You have a kid-size pair of ACUs somewhere in your home.

You bought them when your husband first joined, and now all your kids have worn them for Halloween.

4. You can’t totally remember if your senior in high school started kindergarten when you were stationed at Fort Riley or if that happened after you moved to Fort Campbell.

Your memory is a little fuzzy back then, and it could have been either place really.

5. They are the cousins that family back home doesn’t quite know as well as the ones that live right there.

Sadly, this can happen because you just can’t seem to get orders for anywhere close to home.

6. Spending time with extended family is always so special because it doesn’t get to happen as often as you would like.

Yes, yes it is.

7. Turning 10 is an exciting day, your kids get their very own ID.

And make sure to always have it with you, in case you need it.

8. Your kids know what it is like to be the new boy or girl in class.

Being the new kid is never easy, but in some cases, they are not the only one living in a military town.

9. They also know what it is like to spend a few years in England and then spend a few years in Hawaii.

Or maybe it is more like a few years in Texas and then a few in Alaska. Military kids get to live in different places, and that can make for a pretty fantastic childhood.

10. Your children know what it means when mom gets a little teary and there seem to be more military bags around the house.

Children figure it out, and they know the signs of an upcoming deployment.

11. You have had to reassure a child that they will see their Dad soon, even though you know soon is in four months.

And part of your worries that they might never come back, but you never share that worry with your kids.

12. You have cursed out a bad internet connection because it is your son’s birthday and they wanted to share it with mom across the miles.

That is the worst; kids don’t always understand that it is the connection that is the problem, and not that their mom or dad doesn’t want to talk with them.

13. You have so many Daddy Dolls around the house that they could start their own preschool.

You get them before every deployment, and even sometimes in between.

14. Your children use pencils to do homework with USAA, NavyFed, and MWR on them.

You also get these free at every event or fair you have been to in the last five years. But hey, you never run out of these important homework tools.

15. You had at least one of your children during a deployment and thought you were pretty amazing for doing that without your spouse by your side.

Giving birth without your spouse isn’t easy, but we military spouses know doing so could be apart of the deal.

16. You know this life is difficult sometimes, but you also know there are so many amazing things that your kids will get to experience because of raising kids in a military family.

Some days, being a military family can be so hard, but that doesn’t mean military life is without its benefits. Serving your country means being apart of something important. And when you look back in the years to come, you will see how much your family has gained from being apart of the military community.

10 Memes for the Military Spouse With Children

March 29, 2018 by Julie

10 Memes for the Military Spouse With Children

Did you know that April is the month of the military child? A time to reflect on and appreciate our young military “brats” and all they have to deal with. A time to think about how they conquer the battles and disappointments that come with military life. A time to remember all the fun memories you have made with them through the years, simply because one of their parents is a service member.

Here are 10 memes for the military spouse with children. All about raising the next generation through the hurdles of military life:

No matter how the deployment goes, watching your kids run into the arms of your spouse at homecoming will melt your heart!

PCSing can be stressful for the kids too. Remember that and work through their frustrations. Let them know they can depend on you even if the rest of their world is changing around them.

What works for one child might not work for another. Figure out what will help your child through a deployment based on what they need and what will work best for them.

Solo parenting isn’t easy, and it can wear you down. Do what you can to take care of yourself so you can be the best mom or dad you can be for your kids when your spouse is deployed.

Don’t be afraid to get out there and make memories together. You can then share them with the deployed parent.

Cereal for dinner, totally okay!

Yep, you might not even know what country you will be in.

Yes! So true! Mine were born in three different places, including two different countries.

This part of military life sucks. Having to comfort a child that simply doesn’t understand why their mom or dad can’t be there.

What else does a military spouse with children want? A free nanny of course! At least for some of the time. Oh well, we can dream, can’t we???

The Reality of Raising Children Away From Family

March 20, 2018 by Julie

The Reality of Raising Children Away From Family

When your spouse joins the military, one of the things you have to be okay with is raising your children away from family. You won’t always be stationed close to home. You might be across the country, or even the ocean from everything you have ever known. This can be hard to adjust to and even harder to accept.

The reality of raising children away from family can feel so upsetting sometimes. If you have an idea in your head of what type of role your family has when you have your own children, there can be a lot of disappointment. The truth is, you never really know how this will make you feel and sometimes it doesn’t feel good.

I have always wanted to get away from home. About two months after high school graduation, I moved about nine hours away to go to college. This wasn’t because I hated my family, but I wanted to get out and explore. I wanted to experience life in different places. I wanted to “see the world” as much as I could.

Before my husband re-joined the Army, we moved from California to Kentucky with a six-month-old. Back then, I didn’t think much about what this meant as far as raising children away from family. I didn’t think about how difficult that would sometimes be or what we would be giving up by moving away.

Once my husband joined the army, we didn’t have as much of choice. We ended up in Germany and then Fort Campbell. These days, the Army can’t keep us. My husband is in the National Guard and technically could switch to a different state. However, there are a lot of reasons why moving back near family simply isn’t possible for us right now.

We are the part of the family that lives far away.

We are the ones the others don’t see too often. We are the ones that miss the birthday parties, the get-togethers, and the day to day lives of our family members. This is something so many military families can relate to as well.

When you are raising children away from family, you know that the people that are most special to you will miss out on certain parts of their childhood. You know that there are always pictures and video, but they can never replace being there in person. You try your best to keep everyone involved, but even through doing that, it isn’t the same as being there.

When you are raising children away from family, you must depend on friends and pay babysitters vs asking family to help watch your kids.

In the midst of solo parenting, this becomes a bigger challenge. What if you just need someone to watch your kids so you can breathe? Is that really something you can ask a friend to do? To pay a sitter to do? This part of being away from family can be difficult, and I envy my friends who have family nearby who can be there to step in for childcare needs.

When you are raising children away from family, the distance can make it difficult for your kids to know all of your family members the way you would want them to. Connecting across the miles isn’t always easy. Everyone is living busy lives and unless you take the time to schedule out calls and video chats on a regular basis, years can go by without talking.

While staying connected to grandma might be easy, staying connected to other family members is a lot more difficult. Your kids don’t get to have regular get-togethers and times with these people. Unless you can travel home often, too much time can go by without seeing one another.

There is hope though. Just because you are a military family doesn’t mean you have to say goodbye forever.

For one thing, there is always the chance that you will be stationed near your family. There are plenty of military families that live within a couple of hours from home. They travel there on long weekends, every holiday, and the divide isn’t so great.

If you are stationed overseas, or across the country from your family, this can give them a reason to visit you. You can play tourist and show them around. You can make memories you otherwise wouldn’t have made had you never left home.

When you live far away from family, you gain some independence you wouldn’t otherwise have. Friends become like family, and you learn how to have quiet holidays without a lot of the stress. There is something to be said for this type of life.

You can visit, as much as you can.

And although visiting will never be the same as living close, seeing your family on a regular basis can be an excellent way to bridge that divide. And if you can’t visit often right now, that could change as the years go by.

When you are raising children away from family, there are so many times you are going to feel left out. That you are going to feel that your kids are missing out. That you are going to wonder if you made the right decision to leave, even if that decision was made because of the military.

The best thing to do is look at everything you have and everything your kids have gained since you left. Focus on the positives of living away from home instead of the negatives.

Think about how your children have been to castles in Europe and have seen the Roman Colosseum. Think about the friends who became like family, that will always be in your life. Think about the quiet moments that have bonded you all together, that might not have happened as often had you stayed.

And remember, life can change as life often does. The way you are living your life right now can be completely different in a few years. If you want to be close to home again, see if your spouse can be stationed in your home state. Invite family to visit. Take more trips. And always make sure to connect over the miles, even if life seems too busy to do so.

How far away do you live from your family? What do you do to stay connected?

Costco Military Hour Event and Kirkland Signature™ Products

March 12, 2018 by Julie

Costco Military Hour Event and Kirkland Signature™ Products

This is a sponsored post!

Costco is the place to go!

This past weekend we got the chance to shop at our closest Costco in Nashville and brought home quite a few of their Kirkland Signature™ Products. If you don’t know, Kirkland Signature™ is the Costco brand and overall can be a bit cheaper than the name brand options.

We have a family of five, with one teenage boy, one pre-teen, and a seven-year-old. They eat a lot of snacks, so we got some chocolate milk, fruit snacks, walnuts, granola bars, and my favorite, peanut butter filled pretzels. We bought hamburgers, chicken, green beans, cheese, bacon, and of course a big jar of coconut oil. We were able to stock up on some items for the home such as paper towels and toilet paper as well as trash bags and dryer sheets.

We couldn’t leave our dog out of the fun and bought her some doggie bones, which she will “ask” you for every time she comes in from playing outside. We bought some vitamins for us and the boys and of course, coffee, we had to get coffee as well as some of their yummy Kirkland Signature™ cookies.

One of the nice things about Costco is that you can find so many different products there, many of them Kirkland Signature™ Products. From dinner items to breakfast. From snacks for your kids to diapers for your baby.

Ready to go shopping???

If you haven’t already heard about the upcoming Costco Military Hour Event, here is what you need to know:

The event is on March 24th, 2018 from 8 am to 9:30 am at your local Costco, you can check the list here.

The Costco Military Hour is for you and your family to shop together before the doors open to the general public. You will be able to mix and mingle with your local military community, enjoy free samples, exciting product demos, and delicious snacks. The first 100 attendees will also receive swag bags filled with goodies!

If you are not yet a Costco member, you can sign up here…https://hosted-pages.id.me/costcomilitaryhour‌‌‌‌‌‌‌‌‌‌‌‌‌

Please visit https://shophourevent.com/ to RSVP to a location near you.‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌

To the Military Spouse Whose Child Has Just Been Diagnosed With Autism

February 9, 2018 by Julie

To the Military Spouse Whose Child Has Just Been Diagnosed With Autism

In January of 2012, after a few months of testing, our middle son was diagnosed with Autism. At the time he was given the diagnosis of Asperger’s which they have since stopped doing. If he were diagnosed today, he would have gotten the “high-functioning Autism” diagnosis.

That day we found out what was going on with our son, and how we could help him. My biggest fear when we started the testing and doctor’s appointments was that they would come back and say they couldn’t see anything was wrong. Why? Because I knew something clearly was and I knew getting that diagnosis would help us understand how we could help our son.

At that time in our lives, we were not a stranger to special needs kids.

Our oldest son had been diagnosed with a developmental delay when he was three. We knew about speech and OT and special needs preschool. We were also pretty confident that our son would grow out of his delay, which he has. Autism is a different story.

You don’t grow out of Autism. Autism is something you have for your entire life. But that doesn’t mean that a person diagnosed with Autism can’t learn and grow as a person either. It simply means that Autism will be something they work through for the rest of their lives.

We started ABA with our son right away, and that helped us be able to navigate through our son’s behaviors, set him up for school, and allowed us to get that extra help and support we needed to figure out this new normal for our lives.

Right now our son is 11 and will be starting middle school next fall. This completely freaks me out. I am not sure how things are going to go. We have an excellent team at the elementary school, many of them have worked with our son since he was five years old and started kindergarten. We already have a meeting scheduled at the middle school this spring, and I just have to have faith that everything will work out for him.

As I look back on the last six years or so, I can’t help but think about all we have been through.

And while we were working with our son, figuring out what is best for him, working with ABA and the schools, we were living this crazy military life too. My husband deployed again in 2013, and I think part of the reason that deployed shook me so much was that I knew I would be the solo parent carrying for my son, as well as his brothers. At the time, he was struggling a lot with school, and it was hard enough when my husband was home. This is just one of the many challenges a military spouse is going to have when they have a spouse in the military.

So, to the military spouse whose child has just been diagnosed with autism, I know how scared you might be. For months, maybe even years you may have been wondering what is going on with your son or daughter. You may have had to fight for your doctor to even take you seriously. You might feel lost not knowing how to truly help your child.

And once you receive that diagnosis, you might be worried about how things are going to go in the future.

Everything you thought about parenting a child has been turned on its head. You thought you were getting on a plane to “Italy” and now you are in “Holland” and not sure how to make everything work. This is normal.

Don’t beat yourself up if it takes you or your spouse some time to fully accept the diagnosis. No one walks out of that doctor’s appointment knowing exactly what to do or what the diagnosis even means. That takes some time.

Before your child was diagnosed with autism, you might not have ever heard of the term EFMP (The Exceptional Family Member Program,) but now, that term is going to be a big part of your life when your spouse is in the military. EFMP is the program that is supposed to help your child get the services they need during your time in the military.

EFMP will make sure that you don’t get stationed somewhere without services for children with Autism.

While this can be a bit frustrating at times, especially when it comes to your spouse’s career in the military, EFMP is something you need to keep updated. Any military family who gets orders for an OCONUS location will also have to go through the EFMP screening too.

As you start to become more comfortable with Autism, you will start to notice something. One child with Autism is one child with Autism. It is called the Autism spectrum for a reason. Not everyone with that diagnosis is the same.

While there are traits that kids on the spectrum share, each kid on the spectrum can be different. My son had no issues with speech. While his older brother struggled, that wasn’t one of the things I worried about with him when he was a toddler and young preschooler.

As you tell people about the diagnosis, you might get some interesting responses.

From people who are trying to help to people who are very uneducated about what having a child on the spectrum means. At some point, you might start to feel like everyone has an opinion about what you should do for your child. But here is the thing, you are the parent, you are the one that decides.

You are the one that has to make the choices. You are the one that lives with your son or daughter and any choice you have to make. So don’t be afraid to ignore lousy advice or to tell people you are doing what you think is best even though it is different from what they would do if they were in your shoes.

Find supportive friends and spend more time with them.

Over the years we have had friends that have opened my son and our family into their lives and understand that he struggles with certain things other kids don’t. During deployments, these friends were even more important. I didn’t have another parent in the house to help; their kindness helped me through those times when I didn’t think I could do it anymore.

As a military spouse, you know that sometimes your service member will have to deploy or be away from you for weeks or months at a time. A diagnosis of Autism isn’t going to keep them home. I know how hard this can be and how overwhelmed you can feel.

Look for help. Look for respite. Find good child care providers that can help you.

Go to a church that gets it and wants to help instead of one that simply wants to shame your child. Reach out to family members who may be willing to stay with you for a while. Know that reaching out for extra help isn’t a weakness and will be your best bet in getting through all of this.

Know that you are not the only one with a special needs child in the military. There are so many of us out there, and we all want the same thing. We want to help our children, we want the best for them, and we want to figure out how to do all of that within the military system.

Here are some additional resources to help you as you navigate autism within your military world as well as a few military spouse bloggers that also have kids on the Autism spectrum:

Military Special Needs Network

Singing Through the Rain: Military Life & Special Needs

EFMP + Special Needs with the National Military Spouse Family Association

American Military Families Autism Support

Life Journey Through Autism: A Guide for Military Families

Military One Source

Airing My Laundry

Autism Speaks

Advocating for ABA TRICARE Policy Change

Why Autism Awareness Matters

MilKids Education Consulting

Do you have a child with autism too?

What a Government Shutdown Means to a Military Family

January 22, 2018 by Julie

What a Government Shutdown Means to a Military Family

I live in a military town, most of my friends are Army wives, most of the people I know here have a connection to the military in one way or another. That means that when there is a government shutdown, most of the people around here have to deal with the consequences of that.

While it seems hardly anyone in Washington even thinks about what a government shutdown means to a military family, those of us who are living it, feel the pain of the shutdown in many different ways. We already might be struggling, trying to figure out how to navigate military life and now we have an added stress upon us, until the government figures out how to fix all of this.

One of the biggest issues is, of course, pay.

Sure, active duty military will eventually get paid. But when? We know that the February 1st paycheck will be okay but beyond that? We can’t be sure. Luckily banks such as USAA and Navy Fed are stepping in to help.

However, those banks can’t help the emotional stress this type of thing can bring. Most people count on a regular paycheck, that is why they work. They put in their time, get paid, repeat. When there is a chance that pay can be disrupted, emotions can be all over the place.

If a service member is deployed, the idea that you wouldn’t get a regular paycheck is terrifying.

Here your spouse is, putting themselves in harm’s way, and while they are doing this the family has to stress about possibly not get paid? Why does America think this is an okay thing to do? The military should always get paid, on time, without question.

Over the weekend two soldiers were killed in an Apache helicopter crash in California. They will not be getting their death benefit when they should because of the shutdown. This to me is inexcusable, it’s disgusting, and we know they will not be the only ones who might have to deal with this.

Beyond issues of pay, there are other factors we have to think about.

Here at Fort Campbell, the Commissary will be closed later this week. Now, since we do live in an American city we have other choices, but at the same time, there are some things you can get at the Commissary for cheaper than in another grocery store in the area. While not having access to the Commissary here won’t cause anyone to starve, it can mess with a budget, especially if the government shutdown lasts a long time. At this point, we don’t know how long we will be without.

Friends who are overseas will have to deal with other issues from not getting their mail to possibly not being able to move when they need to or even to get orders that they should. AFN services were unavailable although they did announce that they are able to bring back AFN News and AFN Sports. While this does not seem like that big of a deal, it still messes with the morale of the service member and their families, especially with the Super Bowl coming up 😉

The National Guard and the Reserves can be hit hard when monthly drills, classes, and trainings are canceled.

This means less pay for the family that is probably depending on it, I know we are. This means a setback for someone who is trying to further their career. This means that we will be less prepared and that is never a good thing for our country.

Beyond the military, there are other downsides to this government shutdown, with National Parks and even the Smithsonian possibly having to close to not being paid for a federal job. The shutdown causes havoc and the longer it goes on, the worse it will be.

As military spouses we know that this life isn’t always going to be easy, no one is expecting it to be. However, when something like this happens, the added stress is a little too much and all we really want someone with the power to listen and fix this.

Stop using the military as a bargaining chip.

Make sure military pay is ALWAYS a done deal, no matter what. Understand that messing with military pay and benefits adds an extra hardship to our military families that we do not need to deal with. Whatever the debate is about, whatever is holding up the budget, take military pay and benefits out of it.

Although so few Americans are actually serving in the military, our country depends on the service of those who have decided to do so. We can’t treat them this way, we can’t let them down this way, we are better than that.

It doesn’t matter what side of the aisle you are on. It doesn’t matter who you voted for or who you support.

We all need to be on the side of making sure the military has what they need and has what they signed up for.

We need to make sure we don’t think of what is going on as normal or just the way things are. It is not okay and it should never be okay.

I hope the government shutdown ends soon, I hope that those who will be struggling through this will be able to figure out how to make things work. I hope that in the future the military is not treated this way, although I don’t have much hope for that to happen.

I hope that through all of this we can come together as a military community, help one another out, and know that our military is so strong because of the people serving and the families that support them.

Is Pet Health Insurance Right For Your Best Friend?

October 25, 2017 by Julie

Is Pet Health Insurance Right For Your Best Friend?

Disclosure: This is a sponsored article on behalf of Armed Forces Insurance.

Are you one of the 62% of households in the U.S. who has a pet?

There are so many benefits to having a family pet, especially if you are a military family. Having a dog at home during a deployment may make the spouse and family at home feel more secure. A cat may be the perfect companion for a young family. There is research that animals provide a therapeutic outlet, especially for service members and veterans with PTSD.

Yet as any pet owner knows, there are costs associated with owning a pet. After all, pets may be unpredictable. While it’s hard to anticipate accidents or illness, you can be prepared for them. From routine office visits to significant medical incidents, pet health insurance provides protection for your dog or cat when he or she needs it most.

What does pet health insurance cover?

Every plan may have different coverages depending on what is best for your family. Coverage is available for your cat or dog against accidents and illnesses (except those that are pre-existing) including the following:

Breed-specific conditions
Cancer treatment
Diagnostic testing and imaging
Surgery, hospitalization, and nursing care
Alternative therapies and rehabilitation
Emergency room and specialist care
Vet exam fees
Prescription Drug Coverage (optional)

Types of pet health insurance

There are three product options for pet health insurance. First, there is an accident-only pet insurance, which may cover lacerations, foreign body ingestion, and poisoning or even vehicle accidents.

Another option is accident and illness coverage. This insurance plan covers medical care due to accidents, like the first coverage option, but it also includes infections, digestive problems and cancer.

The third, and most popular option, is pet health insurance with embedded wellness. This comprehensive plan may cover vaccinations, early screening diagnostics, consultations for proper nutrition and dental care.

Is pet health insurance affordable?

Yes. Pet health insurance policies can be customized to fit any budget without sacrifice in coverage. For example, the policyholder might want 90% reimbursement with an annual $500 deductible, or 80% reimbursement with an annual $200 deductible.

Pets provide a world of comfort, joy and zest in our lives. Give yourself, and your pet, peace of mind that he or she will be protected and your savings intact, should illness or emergency arise.

Sponsored: Deciding to get pet insurance is a personal choice. If you do decide on pet insurance, know that Armed Forces Insurance (AFI) proudly offers this type of insurance. AFI has been in business since 1887 and their purpose is to protect the people who protect our nation.

AFI provides a variety of insurance options from homeowners to renters to auto, and of course, pet insurance, to help cover your dog or your cat. AFI’s pet insurance offers a simple comprehensive plan against accidents and illnesses, except pre-existing ones. Please click here for more information on pet insurance and what AFI offers their customers.

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