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Let AAFMAA’s $5,000 CAP Loan Help with Your Summer Bucket List

July 15, 2019 by Julie

This is a sponsored post by AAFMAA!

Let AAFMAA’s $5,000 CAP Loan Help with Your Summer Bucket List

By Charlene Wilde

AAFMAA Assistant Secretary

MilSpouses are nothing if not resourceful. With school out and summer in full swing, it’s time for planning family fun, hustling kids to camps and activities, or tackling projects around the house. Personally, I can hardly wait for a break from the frenetic hum of lunch packing, homework, book orders, and running for the bus so I can enjoy a lazy morning with nowhere to be.

But money doesn’t grow on trees, and we all know that even summer days become tiresome, giving us a renewed focus to plan activities with friends, family trips, and other ways to fill the longer days. So, what are the options to get the funds needed to fuel your goals and summer bucket list? AAFMAA not only understands the military lifestyle, we’re living it right alongside you — and we can make it even easier than you think.

AAFMAA offers a $5,000 CAP Loan that lets MilSpouses take control and keep their family finances on track. It’s reliable, affordable, and able to help Active Duty military families achieve that secure financial future we all strive for. With a host of other benefits, you won’t get from any other financial solution, it’s our way of continuing to thank you for being part of our AAFMAA family.

Here’s how our $5,000 CAP Loan stacks up against other options, such as credit cards and other consumer loans:

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If you’d like to hear more, check out this video on the $5,000 CAP Loan from AAFMAA’s Chief Operating Officer, Carlos Perez. He discusses how you can use the loan any way you want, with a low 1.5% APR and 5 years to pay it back. There’s no credit check, no collateral required, and no prepayment penalties — making it simple to apply and get started on checking off your summer goals.

Whatever the season has in store, we at AAFMAA are here to help you make it fun, affordable, and part of your ongoing plans for a secure financial future.

Ready to get started? Visit us online at www.aafmaa.com/cap or call us at (800) 991-0268 with your servicemember spouse to start their application for AAFMAA’s $5,000 CAP Loan today.

Have you heard what Macy’s is doing to help military families this summer?

July 2, 2019 by Julie

This is a sponsored post!

Have you heard what Macy’s is doing to help military families this summer?

If not, here you go. Macy’s is offering their Macy’s Salutes Those Who Serve this summer from July 1st through July 18th. What is Macy’s Salutes Those Who Serve?

Between those dates, you can simply round up your Macy’s purchase amount, and donate that amount up to $.99 to Blue Star Families and Bunker Labs.

Helping Blue Star Families in this way means helping create communities of mutual support and stability for military families who experience frequent moves and deployments. The other portion of the change will go to Bunker Labs, which is a group that inspires, equips, and connects military veterans, active duty, military spouses, and family members to start and grow successful businesses.

Sounds pretty amazing right?

We were able to take a trip to Macy’s in anticipation of this upcoming campaign. I was also able to go on a little shopping spree and pick out a few things. My husband found a pretty amazing shirt, we bought some new bed sheets, a new cookie sheet, and my son picked out a pretty rocking Avenger’s backpack set.

Although each Macy’s may look a bit different, the Macy’s at Green Hills Mall in Nashville is three stories high with so many different departments. This mall is about an hour from Fort Campbell.

You can find new furniture and items for your home after a PCS in their home section, find a new bathing suit in their swim section, or start shopping for new school clothes for the kids for the fall.

They have make-up counters, shoes, purses, and more. You can even use their free styling service if you want to try out some new looks. Macy’s is also bright and had such a nice atmosphere. We enjoyed walking around the whole store, checking out all the different departments.

I think my son’s favorite part of the visit was the VR set they had to help you try out different looks for your home. Every time we go to that store, that is the first thing he wants to do.

So…make plans to head to your local Macy’s store, or visit one on vacation and round up your purchases to help raise money that will help military families.

Remember, this campaign goes from July 1st, through July 18th.

Blue Star Families is also going to be giving away a $1,000 Macy’s gift card! This would be an amazing prize to win to put towards new household items during your next PCS or pick out homecoming outfits for your whole family.

How do you enter this awesome giveaway?

Just fill out this form here—>>> https://bluestarfam.org/macys-salutes-those-who-serve/

Good luck!

I am so thankful for companies like Macy’s that see there is a need to help military families and then make it happen. Make sure you choose to round up when you head to Macy’s between July 1st and July 18th. The military community will really appreciate it.

Get an Extra Boost this Military Spouse Appreciation Month!

June 13, 2019 by Julie

This is a sponsored post by AAFMAA!

Charlene G Wilde, Assistant Secretary of AAFMAA

As MilSpouses, our lives are truly a combination of adventure, uncertainty, service, sacrifice, and many other things in between. And let’s face it, the truth is sometimes being a military family is downright challenging. Whether it’s working to juggle your kids solo — when just surviving a trip to the grocery store can feel like climbing Mount Everest — to feeling the pressure of having to take care of the household operations while your servicemember is away, there aren’t many dull moments (or any maybe in your case!)

First off — if any of the above speaks to part of your life and experience as a MilSpouse so far, you’re not alone. I’m right there with you. With that in mind, I wanted to share an opportunity that could give you and your family an extra financial boost. Your servicemember spouse may be able to qualify for a benefit of AAFMAA Membership called the CAP Loan.

AAFMAA’s CAP Loan is an easy, smart, and affordable way to get some additional cash. It’s open to ranks E-5 to O4 and you get $5,000 at just 1.5% APR with five years to repay. The best part? There’s no credit check, no fees, no prepayment penalties, and you can use the money for whatever you need — whether it is to tackle projects around the house, take a family trip, or something just for you.

As a member of the AAFMAA team and a MilSpouse myself, I can tell you this is a great opportunity to take control and move toward the financial empowerment we all want. Your military lifestyle and your unique needs as a military family are important. You deserve the expertise and understanding of a not-for-profit organization that has been exclusively serving the military community with smart, secure financial solutions for over 140 years. Helping MilSpouses like you achieve a secure, confident financial future for your military family is our only mission.

On Military Spouse Appreciation Day and every day, at AAFMAA, we are here to help you breathe a little easier through your day-to-day life. We stand together as MilSpouses and military families, and AAFMAA is right beside us.

Interested in the CAP Loan? Learn more on our website at www.aafmaa.com/cap or call us at (800) 991-0268 with your servicemember spouse to start their application for AAFMAA’s $5,000 CAP Loan today.

How AAFMAA Can Help Military Spouses Financially

When You PCS and Have To Leave Your Job

May 29, 2019 by Julie Leave a Comment

This is a sponsored post for T-Mobile with Sofluential Media!

Things are going great for you. You love your job, your kids are in a good school, and life feels right where it needs to be. But then, your spouse comes home from work one day with the news, you guys are PCSing to the other side of the country. And you leave in four months.

You panic. You can’t help it. What will you do? What about your job? What about your career?

If you have ever been in this situation, you know how stressful it can be. When you work hard on your own career, a PCS can take all that away. But it doesn’t have to. Here are a few things you can do that can help:

Breathe and come up with a game plan

I know it isn’t easy to do, but don’t panic. Remember, you are not the only military spouse to deal with this. You also need a game plane. Figure out what jobs are available where you are moving and what you might want to do. Some spouses take a PCS as a time to change things up. They might decide to go back to school, or even change their career path. Create a list of steps you need to take to go from your job at your current duty station to a job at a new one. That will help keep you calm and allow you to see exactly what steps you need to take.

See if you can take your job with you

This won’t work for every job, but see if you can take your career with you. These days, more and more companies are allowing their employees to work from home. You want to see if this is even an option before you quit your job. Even if it hasn’t been done before, your employer might be up for giving you a chance to do so.

Keep your resume updated

Make sure your resume is updated and then you will be ready to apply for jobs when the time comes. If you have been at your job for a while, your resume could be vey out-of-date. Work on getting that sorted out and you will be more ready to start your job search in your new city.

Look for companies that support the military and military spouses

There are companies out there that go out of their way to support the military and military spouses when it comes to employment. T-Mobile is one of these companies. The fact of the matter is that Veterans and military spouses face significant challenges when it comes to employment. Overall, veteran unemployment rates now hover around the national average, but nearly 53% of the US military experience some period of unemployment within 15 months after leaving the military, according to the Department of Veterans Affairs. The military spouse unemployment rate is at least 4x the national average. This is of course due to having to move around, and not being able to grow their careers like their civilian counterparts are able to do.

Here is what T-Mobile does for the military community when it comes to career support and hiring veterans and military spouses.

● T-Mobile knows that veterans and military spouses do make a significant contribution to their workforce, and so they are committed to hiring 10,000 veterans and their spouses by 2023.

● T-Mobile also wants all veterans to be able to land their dream jobs after serving their country. That is why they have an ongoing partnership with FourBlock to help with the transition from military to civilian workforce – and even helped launch an online course so everyone can take advantage!

● When a military spouse employee in one of T-Mobile’s retail stores has to move because of the military, they have a formal process in their to request a transfer to another retail store within 50 miles of their new location. They do their best to make it happen every time.

● T-Mobile has an employee network group, the Veterans and Allies Network, that is specific to supporting and advocating for the military and their families. People can share stories across the company, and the network provides feedback on how to make T-Mobile the best place to work for veterans, military and their families.

If you are looking for a new company to work for, T-Mobile can be the right one. As a military spouse, you want to look for companies that do support the military and military spouses. As you can see, T-Mobile definitely fits that description.

Five Ways To Help Prevent Veteran Suicide

May 15, 2019 by Julie Leave a Comment

This post is sponsored by Shepherd’s Men!

Five Ways To Help Prevent Veteran Suicide

It’s a tragedy: Every day, 22 U.S. veterans take their own lives – a needless loss of 8,000 service members a year.

Too many veterans don’t get the help they need, but experts say everyone should get involved to help save a veteran’s life.

The Problem

Returning veterans may experience divorce, joblessness, homelessness and hopelessness.

The often-devastating effects of mild to moderate traumatic brain injury (mTBI) and post-traumatic stress (PTS), plus the loss of their military community support, can cause a downward spiral.

Symptoms of mTBI include headaches and problems with balance, sleep, vision and memory. Emotional signs include depression and anxiety. But today’s treatment approaches and therapeutic technologies offer hope for veterans feeling overwhelming physical and emotional pain from these invisible wounds of war.

What You Can Do

1. Be observant about behavior changes. For many veterans, the physical symptoms of mTBI are not obvious. Be on the lookout for loss of interest in meaningful activities, personality changes, social isolation and substance abuse.

2. Reach out and spend time together. Let a veteran know he or she is not alone. Meet for coffee or go for a walk. Listen and encourage them to seek help.

3. Tell veterans and their families about helpful programs. Encourage caregivers, spouses and friends to seek help on behalf of a veteran.

The SHARE Military Initiative at Shepherd Center, Atlanta, Ga. has transformed the lives of more than 550 veterans and their families through an innovative program – with zero suicides. The program provides up to 12 weeks of intensive rehabilitation at no cost to the veteran. Therapy focuses on mild to moderate brain injury and psychological concerns of those who served in the U.S. military since September 11, 2001. Treatment plans are customized for each veteran’s needs. The program is open to all post-9/11 veterans, including those with other than honorable discharges.

Because of its intensive and comprehensive therapy, rehabilitation and life coaching, SHARE has become a model for centers nationwide. Experts in working with veterans provide medical consultation, physical therapy, occupational therapy, speech and cognitive therapy, recreation therapy, case management, neuropsychology, chaplaincy and counseling.

Jessica Rodriguez is a former nurse and now a full-time caregiver and wife living with her veteran husband, Jorge, and their two daughters in Griswold, CT. Jorge, a veteran of The Iraq War, graduated from the SHARE program. Jessica credits SHARE with validating, diagnosing and treating Jorge’s injuries when many others had dismissed them. Today, he is walking, talking full sentences and able to engage in community activities with better focus and retention than before his treatment.
*Photo Credit: Shepherd’s Men*

4. Volunteer or donate to organizations battling the epidemic of veteran suicide.

5. Support fundraisers and events, such as the Shepherd’s Men Run. Annually, a team of committed volunteers run seven days of half marathons in multiple states wearing 22-pound flak jackets—to increase awareness of treatment options and suicide prevention for veterans. Shepherd’s Men have raised millions for this heartfelt mission.

Learn More

Veterans and those who want to help can call 404-603-4314 or visit www.shepherd.org/share and www.shepherdsmen.com.

Balance therapy with a SHARE client
*Photo Credit: Shepherd’s Men*

How To Celebrate Military Spouses

May 10, 2019 by Julie Leave a Comment

This is a sponsored post for T-Mobile with Sofluential Media!

How To Celebrate Military Spouses

Today is Military Spouse Appreciation Day! A day to celebrate military spouses and all they do for their service members and military communities.

On this day, you might see fun memes, hear about discounts and freebies, and learn how to connect with other military spouses.

The question I have to ask myself is, what is a good way to celebrate military spouses? What can communities or businesses do? What can make today a good one for military spouses?

Here are some ideas:

Offer fun events

What better way to spend the week than hanging out with your friends and other military spouses. Whether it is a lunch, dinner, or a spa day, these events can be a fun way to recognize military spouses and give them a few hours to relax. Just a fun event to say, “thank you” for all you do.

Recognize their sacrifice

I think recognizing the sacrifice of a military spouse is so important. No, military spouses don’t sacrifice in the same way their service members do, but there are things that can be difficult about this life. From saying goodbye to their spouse for months at a time, to having to leave home and live across the country, military life isn’t always easy but can make for a unique yet wonderful life.

Support military spouses in their own career paths

One of the biggest struggles during military life beyond deployments and PCS’ing is finding your own career path as a military spouse. Military life doesn’t make this easy. What I love to see is companies going out of their way to help with this. T-Mobile is one of those companies.

Through hiring commitments, career programs, employee network groups, and the T-Mobile ONE for military rate plan, the Un-carrier is committed to supporting military and their families every single day.

Take a look at the below for more information about the T-Mobile ONE for Military plan – the best discount in wireless for military and their families:

With the plan, you can receive 20% off your first line and half off up to five additional voice lines for this T-Mobile military discount. That means you pay $55 for that first line with AutoPay instead of the regular $70. $25 off your second line, and $10 off your 3rd through 6th lines.

T-Mobile ONE Military includes everything in T-Mobile ONE at no extra cost. This includes unlimited talk, text and data, taxes and fees included, free stuff and discounts every week with T-Mobile Tuesdays, a free hour of Gogo Wifi when traveling domestically and unlimited texting and data in over 210+ global destinations.

T-Mobile ONE Military is available for the military and their families to include active duty military, reserves, national guard, veterans, and Gold Star families, plus the small businesses they own with up to 12 voice lines.

But it is so important for companies to show support for their military spouse employees as well, in addition to their customers. Military spouses have a harder time landing jobs and growing their own careers, especially with having to move often, making the unemployment rate for military spouses 4 times the national average. In addition to that, many military spouses who are employed have jobs that don’t match their higher skill, education or prior salary levels. But, T-Mobile is addressing these issues head on:

If a military spouse employee needs to PCS, T-Mobile has a formal process for military spouses to request a transfer to another retail store within 50 miles of their new location. They do their best to make a transfer possible for all employees because it is simply the right thing to do. .

T-Mobile has been named a Top Military Friendly Employer by Military Friendly® for 12 straight years.

They have a commitment to hire 10,000 veterans and their spouses by 2023. Find out more in this video!

I hope you can feel celebrated this Military Spouse Appreciation Day! Thank you for standing by your service member, and making our military community an amazing one.

When They Shave, It’s Time For Duty

May 2, 2019 by Julie Leave a Comment

This post is in partnership with Gillette’s new SkinGuard razor – new at Walmart today.

My husband and I have been married for almost 17 years now. However, for the first three years of our marriage, he was not in the military. We lived a civilian life, and he didn’t have to worry about being as clean shaven as he does now.

Being a service member means you have to stick to a few rules about facial hair, and the length of the hair on your head. As my husband is in the National Guard now, he doesn’t have to shave every day, but he often does anyway. If he has a longer period of time between drills, he might grow out his beard.

When this happens, I tend to get used to that look, but then, one day, he shaves the beard off, gets a haircut, and looks military-ready again. This can be quite emotional for me sometimes. When he shaves like that, it reminds me of his promise to the military, and what he is going to do. Most of the time this means just a weekend drill, but other times it means he is going to be gone for longer periods of time.

Gillette has come out with a brand-new razor called SkinGuard that is designed for men with sensetive skin and who often get razor bumps when they shave. This is perfect for our men in uniform, who have to maintain that close shave day after day. Anyone who shaves on a regular basis knows how frustrating and painful it can be to come away with razor burn or other issues.

This Gillette razor is perfect for my husband, and even my son who has started to shave too. Being able to shave every day without worrying about razor burn or razor bumps is a big plus, and really quite necessary for those in uniform who have to shave every single day.

The razor’s unique SkinGuard bar is positioned between the blades to minimize “tug and pull,” to cut the hair at the skin level, helping to prevent irritation. The precision trimmer on the back is great for hard-to-reach areas and styling facial hair. It is like a barbershop shave in the comfort of your own home.

Gillette’s new SkinGuard Razor is brand new and can be found at your local Walmart stores. For great results, you can also use the new PURE by Gillette shaving gel, or PURE by Gillette shaving creams which you can also find at Walmart.

When Your Spouse is Deployed and You Only Have Two Hands

February 8, 2019 by Julie Leave a Comment

This post is sponsored by Baby Tula! I was also provided free product for review.

Whenever my husband was deployed, I hated going to the grocery store. I know there are more options these days such as grocery store pick-up or affordable delivery services, but back during our previous deployments, we didn’t have any of that.

So, once I had three kids, it became a big issue. I could sometimes get around this by going to the grocery store when my older two were in school, or trade with a friend. However, there were sometimes when I still had to take all three and head to the store. Or really anywhere I needed to go.

There are different tools out there that can help us during our solo parenting days. One tool that helped me with my babies was having a good baby carrier to use, especially when I had to take all three kids to the grocery store. My baby would go in the carrier, he would stay close, then I would have two free hands to shop, and help my other children.

I could also use this carrier if we were going out to a special event or even a birthday party. I had a stroller as well, but a baby carrier is easier to use in some situations where a stoller would not work.

A lot of military spouse moms bring a carrier to MOPS or other types of playgroups. This allows them to move around, while still keeping their baby close. There are so many benefits to owning one, even if your husband is not deployed.

So in those times when I did have to take all three of my children out somewhere, that baby carrier was a lifesaver. I only had two hands, with three little kids, I needed a solution.

Finding the right carrier is important. You want to find one that you like, that works for you and your baby, and is supportive.

The Explore Baby Carriers by Baby Tula would be a fantastic choice!

This carrier is versatile, easy-to-use and the first carrier that allows you to use it in an ergonomic front-facing position.

There are a variety of prints to choose from, so you should be able to find something you love.

They have adjustable panels to use as your baby grows so you can use this Baby Tula from 7-45lbs.

They have three ergonomic carry positions, facing in, facing out, and back carry.

They have a military discount! Yay! 10% off for active duty, veterans, and retired military. Military status will be checked by a 3rd party.

If you are like me and your kids are all over toddler age, you can look at some of Baby Tula’s other products. They have shoes, blankets, backpacks, lunch bags, and more.

Baby Tula sent us one of their super cute backpacks in the Hot Lava theme. Isn’t it cute?

And also one of these lunch boxes in the Chomp theme:

If you are pregnant or already had your baby and would like a new carrier, please visit Baby Tula, and don’t forget the Baby Tula 10% military discount.

How has a baby carrier helped you when your spouse was away?

5 Tips For Using Your TRICARE Benefit Breast Pump

January 7, 2019 by Julie

5 Tips For Using Your TRICARE Benefit Breast Pump

This post is sponsored by the Breastfeeding Shop!

If you are pregnant or have a new baby, you could be getting ready to purchase or find your breast pump. Having a breast pump can be a good idea for a variety of reasons. Breast pumps are useful for encouraging your milk supply, to allow you to continue to breastfeed when you go back to work, and to help you store milk if you do need to be away from your baby for any reason.

Here are five tips for using your breast pump so you can get the most out of what the pump can provide for you and your baby.

Have a nice set up area for your breast pump

Find a good place in your home where you will set up your breast pump. You can keep everything you need in that spot, and make sure the area gives you the space you need to pump. Once your baby comes, you will always have a place to go to pump or nurse your baby.

Order your breast pump early

Make sure you order your breast pump early so that it is ready for when your baby comes. The Breastfeeding Shop is the best place to do so in order to receive your no-cost breast pump through your TRICARE benefit. You can easily fill out their order form, all you need is a prescription from your doctor. You can also use their handy app to order as well. The Breastfeeding Shop has quite a variety of breast pumps to choose from.

Find the right breast pump for your needs

When you are picking out your breast pump, make sure to find the one that works the best for your needs. Some moms will be returning to a job outside the home and will need to use a pump every day. Others will only be using their pumps when they need to make extra milk or to build up their supply. Research the different breast pumps to find the one that will work best.

Learn how to use the breast pump before your baby comes

Once you get your breast pump, make sure you know how to use the pump before the baby comes. Get the parts and accessories cleaned and ready. This will save you time during those newborn and early baby days.

Make sure you have supplies and accessories

In additions to breast pumps, you are also entitled to breast pump accessories through your TRICARE benefit. You will want to start out with enough of them and then plan to order more as need be. There are limits on what you can receive with your TRICARE benefit and you can order them from the Breastfeeding Shop too.

If you are pregnant or just had a baby and have TRICARE, make sure you order your breast pump. The Breastfeeding Shop can get you started.

How to Plan a PCS Road Trip

December 17, 2018 by Julie

This post is sponsored by Pcsing.com!

You are stationed in New York, and your spouse gets orders to Arizona. Report date? June 15th! With your three kids, two dogs, and big old van, why not turn your PCS into a PCS road trip?

Sometimes when you PCS you will get on an airplane, and land in your new location hours later. You are excited about your new duty station, but the plane trip? Not so much. If you go on a PCS road trip, the actual time it takes to get there can be just as exciting.

When planning such a trip, there are a few things you should keep in mind in order to make your trip successful.

Check the routes

You know where you are and where you need to go. Check and see which route would be best. Is there anything you really want to see? Use Roadtrippers.com to help you plan your trip. There might be a quicker way to get to your new city, but if you want to have a better trip, it might be worth taking a longer route to see landmarks and sights you never would otherwise be able to see.

Watch the weather

Think about the time of year you are leaving and plan accordingly. You don’t want to get stuck in Colorado in January. If you do have to drive during the winter months, taking the southern route might be a better idea. Still, no matter what your route is, keep an eye on the weather and add in extra days just in case.

Give yourself enough time

Your spouse has to report on a certain date, make sure you plan for that. Give yourselves a lot of extra time so you can enjoy the ride and not be rushed. Think about all you want to see on the way and plan accordingly.

Stop early for the day

If you have kids, and pets, or even if you don’t, stop in the afternoon so there is time to go swimming, let the kids play on a playground, and have dinner together. You don’t want to pull into a hotel at 9 pm at night, still needing to find some dinner for the kids.

Prep your kids

If your kids are old enough, prep them for the trip. Let them know your route and give them their own map. Let them help plan some of the stops. Bring “surprises” for them to open during the more boring parts of the drive.

Have back up plans

What will you do if you have a hotel reservation in Utah but get stuck in a massive traffic jam while still in California? Think about back up plans, and make sure you have extra money to spend in case you need to add unexpected stops or if you have a car emergency along the way.

Connect with friends

If you have friends along your route, see if you can see them. You might even be able to stay with them instead of a hotel. If nothing else, you can plan your meals so that you are able to meet up and connect, if only for a few hours over lunch.

Don’t forget the snacks

You are going to need snacks, and many of them. You could always purchase them on the way but having a snack plan is a must. This will help if you still have an hour to go before it is time to stop for dinner and someone gets hungry. You also will want to have snacks for the hotel room or even for when you get to your new area.

Plan for pets

If you are on a PCS road trip, you are going to have your pets with you. Make plans for them. Does your dog get car sickness? Does your cat suffer from anxiety in the car? Talk to your vet about what you might need and make sure that anywhere you will be staying allows pets. Some hotels and motels do not.

Pcsing across the country can be overwhelming but turning that trip into a fun road trip can be the way to go.

Have you ever gone on a PCS road trip? Where did you go?

Visit PCSing.com for your next PCS! You can find out information about your next duty station, read articles about PCSing, and more.

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