• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar

Soldier's Wife, Crazy Life

  • Home
    • My Disclosure Policy
    • My Privacy Policy
    • Contact Me
  • Advertise
  • Want to Write a Guest Post?
  • Military Spouse Spotlight
  • Support for the Military Spouse
    • Duty Stations
    • The SWCL Shop
    • The Military Spouse’s Directory Of Military Discounts
  • Life at Fort Campbell
  • Books and Entertainment
    • Blogging, Writing & WAHM Life

military life

My Experience as a Hispanic Military Spouse

August 4, 2022 by Guest Writer Leave a Comment

My Experience as a Hispanic Military Spouse

How I Learned English and Thrived

La Isla del Encanto. Have you heard of that place? It is a small island in the Caribbean. Puerto Rico is a paradise with captivating beauty and culture. The home where I spent the first 19 years of my life. During my teenage years, I often told my parents that I was never leaving my home, my community, or my country. Learning English at school was a struggle, and I was not interested in making an effort. I thought it was pointless. Ironically, after high school graduation, my boyfriend joined the U.S. Air Force; and you can probably guess what happened after that. I left my family, my home, and my country. 

Not even in my wildest dreams would I have thought of living on the other side of the world. But, you guess again, my new home was not in the United States but in Japan. Have you watched Men in Black II? In the final scene, Agent K calls Agent J a rookie and kicks a door open. Agent J is shocked to find out that the world as he knows it is just a part of something bigger. That is how I felt when I arrived in Okinawa, my husband’s first duty station. 

Soon enough, I regretted my past lack of effort in learning English. Speaking with others was not only challenging but nerve-wracking. It is accurate to say it was impossible. Keeping up with the speed at which people spoke was difficult. It did not help that I would try to translate everything from English to Spanish in my mind. I could not understand a word or form a sentence, for that matter. I was frustrated and lacked confidence. So what did I do? 

I enrolled in an online university to continue my education. My first class was English. This time, I was determined to learn; and I did, but it was challenging every day. I know completing my school work took longer just because of the language barrier. Countless tears, sleepless nights, and six years later, I earned my B.A. in Psychology from Penn State University. During those six years, I moved three times and had two children. It has been ten years since I became a military spouse, and I have learned many lessons. 

From mistakes I made to things I would do differently, this is my advice: 

● Prioritize wellness. Seek professional support sooner than later. 

● Choose approach over avoidance. 

● Do not isolate yourself. 

● Take your time but do it. 

● Everything takes practice. Take the first step. 

● Find resources! There are many now. 

● Ask for help; there are kind and caring people out there. 

● Get social and take advantage of social media platforms. 

● Stay connected to family and friends. It is still possible when you are far.

● Keep a balance.

● Do not compare yourself to others; follow your path.

● Believe in yourself. 

I wish you the best in this challenging and incredible journey!

Here are more resources that I have found useful:

  • https://www.militaryonesource.mil/confidential-help/interactive-tools-services/language-services/
  • https://www.esposasmilitaresusa.org/
  • https://www.military.com/spouse/military-life/hispanic-military-spouses-making-difference-community.html

Written by guest writer, Lourdes Gonzalez!

Filed Under: Military Life, Guest Post Tagged With: military life, military spouse, Milspouse

Where You Go, I Will Go: Lessons From a Military Spouse by Victoria Terrinoni 

June 24, 2022 by Julie Leave a Comment

This post contains affiliate links!

Do you know what I love the most? Hearing military spouse stories! I feel like we can all learn from one another. We have been through so many similar situations, and we can relate to what we have all gone through.

We can learn so much from military spouses that have come before us. They all have wisdom to offer us and we can learn so much from their own experiences.

Where You Go, I Will Go: Lessons From a Military Spouse by Victoria Terrinoni is the story of a 31-year military spouse. Victoria talks about everything she experienced over the years, from all their moves to deployments, to her feelings about retirement and living in their post-military house.

Victoria sent me her book for review and I just loved everything she brought to the book. We get to hear her story and she also gives us little lessons based on what the chapter was about.

If you are new to military life and wonder what the years might bring, Victoria can give you a picture. Through her story, you can learn about what you might experience and how you can truly thrive during this life.

And if you are a more seasoned spouse, I am sure you will be able to relate to many of her stories and lessons learned over the years.

From Amazon:

Your significant other just announced they joined the military. After getting over the shock, you have questions, lots of questions.

What is it like living in the military?

What happens when my spouse deploys?

How do I handle moving all the time?

This honest and insightful book will give you an inside look at a military spouse’s life and help you navigate the system. Readers will learn the joys and pitfalls of being married to the military.

The writer dispels some myths about the military lifestyle and highlights the lessons learned along the way. This book will help you figure out what you can do to combat the loneliness you feel every time you move to a new place. How lost you feel trying to deal with a totally different system than anything else you’ve dealt with before. It also helps you learn to use military-speak, a language of its own.

Where You Go, I Will Go takes you on the author’s 31-year journey as a military spouse to show you are not alone in this. She also points out her biggest mistakes, so you don’t make them as well.

Where You Go, I Will Go gives you the basics you need to:

  • · See how a move is supposed to go and how they actually turn out.
  • · What to do to ease your child’s confusion with these life changes.
  • · Where to go for support, especially during a deployment.
  • · What do all those acronyms mean?

By reading this book, you will find lessons to help you throughout your military career while getting an insider’s view of the fun times and the hard times of military life.

What’s stopping you from learning the ropes from someone who has been there?

You can purchase your own copy on Kindle or in paperback on Amazon.

Filed Under: Military Life Tagged With: Book Review, military life, Milspouse

9 Lessons Learned On Our Military Retirement Journey

May 27, 2022 by Guest Writer 2 Comments

9 Lessons Learned On Our Military Retirement Journey

By Melonie Kennedy

This is it. We’re handing in the keys to our on-post housing in a few days, then my husband will begin terminal leave. After sixteen years of marriage, seven duty stations, several deployments, and so many TDY’s I can’t even remember them all, it’s over. He’s out. The End.

Retirement is a huge transition for him, of course, after twenty years in the Army. I didn’t expect, however, what a big jump this would mean for me. This is a scary new beginning, perhaps the scariest of them all. I’ve tried to avoid wool-gathering and prepare just like any other PCS. As ready as I am to get into this next chapter, though, I’m also not feeling ready. It’s not just another PCS. There’s so much up in the air, and that leads me to lesson one: 

Remember military retirement is a major life change! As accustomed as we are to moving frequently and reestablishing a home base every few years, this time there’s a big difference. We’re in a new division of the military community: The Retirees. Our mission now as a family is to figure out what comes next and create a new battle rhythm that may be like nothing we’ve ever experienced before. 

Additionally, as with normal PCSs, there may be a grieving process, especially if you’re moving from your final duty station as part of the retirement process. We’re saying goodbye to friends, getting those last tourist bucket list things marked off, taking steps to find a job, and shepherding a teen through the same changes all while getting him ready for college. As exciting as this new adventure is, it’s full of questions. That takes me to lesson two:

Communication is key – and not just with the various agencies your service member is dealing with on the military side! It’s okay to say you’re not okay. Consider scheduling in downtime for yourself and as a couple. We, military spouses, are incredibly resilient people, but resilience is built up when we have purposely created a buffer zone. Whether it’s a facial or a coffee date, sometimes talking to a therapist via Telehealth or simply curling up with a book for an hour – account for the fact that this is a huge transition period that automatically comes with stress, and account for the fact that mindfulness during the transition is vital. Having grown up an Army brat, then spending this long as a military wife, I kind of don’t know where I stand anymore, and I’ve had to observe and unpack those feelings. This takes us to lesson three: 

You’re not alone. It may feel like it some days, just like it may have at times in your spouse’s military career. They, and you, are not cast aside and left to drift and figure this out on your own! From the moment retirement appears on the horizon, start finding your support folks; as Mr. Rogers advised, “Look for the helpers.”

I was pleasantly surprised to learn how many resources there are out there for transitioning families. Get in touch with the folks at your branch’s Transition Assistance Program (TAP) office early. We spouses are invited to attend as well because TAP isn’t just about military paperwork. The TAP office my husband worked with offered links to resumé workshops, seminars on VA home loans, and much more. Going through TAP early leaves you time to go back through if you’d like to dig deeper and ask the TAP reps questions on a second go-round.

Another great option is the USO, which sponsors a wide variety of in-person and virtual seminars. They cover more topics than I can even list here, and the schedules accommodate for locations worldwide. There are also the Veterans Service Organization (VSO) representatives, who are individuals accredited by the Department of Veterans Affairs (VA) to help ensure service members have access to qualified representation during the VA claim process. The Veterans of Foreign Wars (VFW) and several other organizations have accredited VSOs available; a full list of VA-recognized VSOs is available via the Veterans Affairs website.

Lastly, don’t forget to start making connections within military retiree organizations and civic groups within your community, especially if you are moving with children. They will gain assistance putting down new roots through community options just like they’ve done every move, and now those roots can include a nice taproot into their home turf!

As you may have noticed, the more lead time you have before retirement, the better. We made the decision for my husband to submit his retirement request about eighteen months out from his projected departure date, which left time to get things rolling on several fronts. That takes us into lessons four through seven, which have a big point in common: make use of any waiting period you have until retirement!

Get your house in order, especially your finances. If you’re not already debt-free, try to get there. This will help you get a solid footing when the service member’s pay changes from their active duty rate to their retirement pension. This foundation also provides an assist with the timing of the first retirement check, any VA benefits the military retiree is awarded, and the arrival of paychecks if they will be employed after their military time ends. If there’s a lag time on funds, you’re still good to go if you aren’t living paycheck to paycheck at this stage.

Save, save, save! As with any other PCS, there will be costs affiliated with your move. If you own a home away from your final duty station, you’ve got to get there. While certain costs will be reimbursed after a move, you may be in a situation where you’re receiving BAH during terminal leave, so hotel stays will be accounted differently. Then of course there are the usual things that feel like they nickel and dime us to death every move: getting groceries again, the random little things that are needed in a new home, meals on the road, and so forth. Even if you are already living in your forever home, with all these changes, costs will come up. Having as much put away for a rainy day as possible is always to your benefit.

Speaking of financial matters: while you’re anxiously awaiting The Big Day, make the most of your time and get life insurance before the service member gets their VA physical. In some cases, automatically switching from Servicemembers’ Group Life Insurance (SGLI) to Veterans Group Life Insurance (VGLI) may not actually be your most cost-effective plan. The same applies for spouses and other dependents currently insured through Family Servicemembers’ Group Life Insurance.

While sticking with the known entity with no medical questions or exclusions may be tempting, if you’re in fairly good health, it is well worth your time to sit down with a few companies and get some quotes for coverage. My husband contacted three companies for quotes and we were able to compare all coverage, terms, and costs over a weekend and choose the one that was the best fit for us. (Why do this before the VA physical? Findings documented by the VA may affect rates and coverage availability.)

On our last point about time and money: encourage your service member to use this time to use Credentialing Assistance and Tuition Assistance if at all possible. Don’t leave money on the table! They can earn certifications to build their resumé and build their employability, or work toward a college degree without using their GI Bill on active duty. There are also many free and low-cost certification and schooling options available for military spouses to take advantage of; you’ll learn about some of them through the TAP sessions and the USO’s offerings, but another great place to find helpful organizations and programs is LinkedIn.

That takes us to lesson eight, one that was a real shocker for me: LinkedIn is your friend, milspouses! I’ve personally had a LinkedIn account for over a decade and really didn’t get much use out of it. Like many people, I thought LinkedIn was “social media for suits”. Since getting more active on the platform in early 2021, I’ve had my eyes opened to the many possibilities LinkedIn offers, particularly for those of us with military affiliations.

There is a wealth of opportunities for networking with other folks in our community; start with #militaryspouse, then look for groups specific to spouses or to your area of employment interest. There are also job listings, information about hiring fairs (on and off base and virtual), and ways to find franchise opportunities specifically for veterans. Add in the fact that we spouses can receive a year of LinkedIn Premium for free through Military OneSource’s Spouse Education & Career Opportunities (MySECO), and you’ve got another great reason to sign up or really start using your LinkedIn account to its full potential. The Premium version allows access to LinkedIn Learning and a variety of other professional tools that users may find helpful in networking and job hunts.

My two cents, with no affiliation to the company on my part: LinkedIn is worth it for you and your retiree-to-be, whether you’re looking for work post-military or want to be able to mentor and guide others following in your footsteps. It’s actually the way I connected with Julie, our wonderful hostess here at Soldier’s Wife, Crazy Life, and can share these thoughts with you about our retirement journey!

And now we’re at lesson nine: Have the Ceremony.

My soldier is not big on pomp and circumstance. I’m an introvert, quite content that the bulk of my “peopling” is done via email thanks to working from home for two decades. There was to be no retirement ceremony. We were simply going to load the U-Haul and quietly ride off into the sunset.

My husband’s commander saw things differently and put his foot down. You don’t give twenty years of your life to the military and just slip away; you deserve recognition and closure. There had to be some sort of ceremony. 

We huffed and puffed and gave in on the matter, setting up a fairly intimate shindig at a favorite restaurant. We added in a presentation of a military “brat” coin and a certificate of appreciation for our son. Some family members were able to make it, as well as a large group from the unit, and some good friends we’ve bumped into at multiple duty stations. As luck would have it, we had soldiers there from the beginning of my spouse’s active time, the middle, and the end.

There were stories told, plenty of laughs, and more tears than expected. We introduced our non-military family members to a side of my husband that they hadn’t seen during visits and the usual tours of housing and the Exchange; it gave his friends a chance to celebrate with him; it gave us a chance to recognize the resilience of our son, who like me, has been a dandelion child floating around the world at the behest of Uncle Sam. 

Barbecue and cake were served, and in the end, we were incredibly grateful to the leader who called for the touching sendoff. So no matter how large or how small you make it, please schedule in a time to celebrate your service member, yourself, and all involved in getting you to this point. You’ve made it. Happy military retirement – here’s to your next adventure!

Melonie Kennedy is a military wife, homeschooling mom, author, and small business owner. Connect with her at https://www.linkedin.com/in/meloniek/

Filed Under: Guest Post, Military Life Tagged With: military life, military retirement, military spouse

To the Gold Star Spouse…

April 5, 2022 by Julie 1 Comment

I see you. I see you sitting there, trying to hold everything together. I see you, wondering how you are sitting where you are. Wondering how this could be your new normal.

Your pain is probably indescribable right now. You lost him, and one of your worst fears came true. And now you are here, ready for the ceremony to begin.

Your children are by your side, they are too young to understand, or maybe they are not too young? Maybe they will remember this day, the day to honor their daddy.

You start to think about what you will tell them about this day, about what happened, about how things used to be. You will tell them about the stories he used to read, about the jokes he used to make. You will tell them about how you two met, your first date, and the day he asked you to be his.

You feel your family and friends surrounding you, but you know they will never truly understand what you are going through. You wish you could explain, but you can’t, and hope that someday, maybe you will.

The past week has been unreal, and you feel like your life is unraveling. What your life uses to be will no longer be. Everything changed and you know that your life will always have a line down the middle it, before and after.

As the ceremony begins, you thought you would be able to make it through but you break down and are immediately surrounded by hugs from your family. Everyone watching wants to take the pain away, even if there is no way to do that for you.

Music is played, and the traditions begin, and still, you can’t believe you are here. You try to listen to what is being said but all you can think about is your husband, and how many of the things about him you will miss.

And then it is time, time for the part you saw in pictures plenty of times, the part you never really thought you would have to endure. A man in a uniform is standing in front of you, he hands you something and for one second you think he shouldn’t be, that this is all a mistake, that this all really isn’t happening.

“On behalf of the President of the United States, the United States Army, and a grateful nation, please accept this flag as a symbol of our appreciation for your loved one’s honorable and faithful service.”

And you take the flag and know in your heart how much of a hero your husband was, but you also know that knowing that won’t stop the pain.

As then it is over, the ceremony is over and your friends and family are there to mourn with you. You hear stories about a friend of his you had never met before but knew him during one of his deployments. You see a friend you only knew casually through playgroup, who just wants to give you a hug. You see his father break down, and know that he is dealing with the loss of his son, as only a father does.

As you get in the car, with your son by your side, your daughter in front with her own parents, you wonder how you will ever move on from this. Life has changed forever, and nothing will ever be the same.

So, to the Gold Star Spouse, know that no matter where you go or where you are, the military community has your back. We care and we mourn and we wish you didn’t have to go through this. We aren’t always sure what to say and maybe we will say something stupid but we know that your husband died a hero and he will always be in our hearts.

We will think of him always, of the jokes he told, of the smiles he gave, of the way he talked about you and his family. We will remember him when we think of his bravery and we will never forget the sacrifice he made for his country.

We will think and pray for you often, for your children and we will celebrate small wins with you as you figure out your way through this new normal.

We will tell you, “thank you for your husband’s service” and do our best to honor him through the years, in whatever way we can.

Here is a list of resources to help support Gold Star Spouses and Families:

  • American Widow Project
  • Gold Star Wives
  • The Tragedy Assistance Program for Survivors (TAPS)
  • Gold Star Legacy
  • The Compassionate Friends
  • Grief Solutions
  • Snowball Express
  • Hope for the Warriors

“What we have once enjoyed deeply we can never lose. All that we love deeply becomes a part of us.” – Helen Keller

Filed Under: Military Life Tagged With: gold star spouse, military life, military spouse

Veteran Homebuyers: A Guide to the Home Buying Process

March 30, 2022 by Writer Leave a Comment

Veteran Homebuyers: A Guide to the Home Buying Process

The transition from military life to civilian life can be difficult, especially if you’re looking to buy a home for the first time. However, the government has provided options that will make your home buying process easier and cheaper. Here are a few tips to guide you through buying your first property as a veteran.

Consider a VA Loan

A Veteran Affairs (VA) loan is a type of military loan that mortgage lenders give to qualified veterans, active service members, and spouses. This loan is sponsored by the Department of Veteran Affairs. A VA loan offers flexibility and lower requirements such as little to no down payment, lower requirements on credit scores, low-cost mortgages, and lower interest rates. Since they make credit requirements lower, they’re considered non-conventional loans. The VA doesn’t issue this loan, but they decide if you qualify for it and determine who is the best lender for you. 

Even though the benefits are great, you may not qualify for a VA loan. It’s important to know the qualifications for it and prepare your finances if you don’t align with the requirements qualify. Below are the qualifications you need to apply for this loan:

  • Served 181 days of active service during peacetime.
  • Served 90 consecutive days of active service during wartime.
  • Served more than 6 years of service with the National Guard or the National Reserve or 90 days under Title 32 with at least 30 of those days being consecutive.
  • Are the spouse of a service member who lost their life in the line of duty or as the result of a service-connected disability. You generally cannot have remarried, although there are exceptions.

Chose the VA Loan that Suits You

There are several types of VA loans that you can qualify for. It’s important to choose the one that is the best fit for you and your family. Here are a few types of VA loans and their benefits:

VA Purchase Loan

A VA purchase loan is the most common type of mortgage that can be obtained through a VA loan. This loan helps you purchase a home with no down payment, and has better terms and interest rates than other loans offered by private lenders like mortgage companies, banks, or credit unions. However, terms vary by lender, and this type of VA loan is not available from all lenders.

VA Cash-Out Refinance

A VA cash-out refinance loan allows you to take cash out of your home equity, and use it to pay off your debt, medical bills, school fees, home improvements, or refinance a non-VA loan into a VA-backed loan. This option is available to both borrowers with and without present VA loans, and it can be used as a rate-and-term refinance if desired.

VA Interest Rate Reduction Refinance Loan (IRRRL)

A VA IRRRL, also known as “VA streamline refinance,” helps you reduce your monthly mortgage payments or creates stability by switching to a fixed interest rate rather than one that changes over time. When deciding whether or not to pursue this option, borrowers should evaluate their closing fees.

VA Native American Direct Loan (NADL)

If you are a Native American veteran or happen to be married to a Native American, you may be eligible to obtain a Native American Direct Loan. This loan allows you to buy, build, or improve a home on federal trusted land. Qualified borrowers can also refinance a current NADL loan to obtain a lower interest rate. Some benefits of this include, limited closing costs, and private mortgage insurance.

It’s imperative to consider which VA loan suits your household needs before investing in your loan. Also, make sure you obtain this loan with a lender that understands these options and can provide favorable rates.


Prepare All Required Documents

As a veteran, you will need certain documents ready before applying for your loan and mortgage. These documents include the Certificate of Eligibility (COE), DD Form 214, and other general information.

The COE document verifies the length of your service to confirm that you qualify to your mortgage provider. It’s important to get this document from the VA through eBenefits early, even though you won’t need to show it at the beginning of the loan process. It’s best to have this document ready to make this process go as swift as possible.

DD Form 214 is a document that confirms your military discharge. Using the eVetRecs filing system, you can request your DD Form 214 electronically.

The General Information you may need for this includes tax returns and W-2s from the past two years, recent pay stubs, bank and investment statements, any rental history you may have, an employment verification letter, and a copy of your driver’s license.

To further expedite this process and reduce stress, we recommend getting pre-approval on your mortgage and all loan-associated documents organized ahead of time. The earlier you start these preparations, the less stressed and more excited you will be throughout this milestone achievement. From there, you can finally start house hunting to find the best home that fits your budget and your preferences.

Purchasing a home is a significant investment toward your future and can lead to some anxiety within a family. It can be challenging for anyone, but especially for veterans if they don’t entirely understand their potential benefits. Make sure you take advantage of all available benefits and resources. This is a huge commitment that will always be remembered so make it worthwhile.

Filed Under: Money Tagged With: military life, military money, VA Loan

It’s Okay Military Spouse, It’s Really Okay, I Have Been There

February 28, 2022 by Julie Leave a Comment

It's Okay Military Spouse, It's Really Okay, I Have Been There

When you first became a military spouse, you may have wondered how in the world you were going to one, figure everything out, and two, get through everything you would have to get through. You might look to other more seasoned military spouses and wondered what their journeys might have been like and if they can all relate to what you are going through.

The truth is, while we might all have our own military paths, we military spouses can relate to one another. We have been through hard things. We have had to figure out how to become more independent than we may have ever thought we would have to be. We had to get creative sometimes and figure out ways to make it through.

If you are a new military spouse, or maybe going through something new during military life that scares you, know that it’s okay Military Spouse, it’s really okay and I have been there.

I have waited months and months to see my husband because of paperwork.

I have given birth without my husband in the same country.

I have missed best friends getting married and having babies because of the Army.

I have had to say goodbye to my husband more than once not knowing if I would ever see him again and if I did if he would be the same person that I married.

I have had to watch as friends got that knock. The one that changed their lives forever.

I have had to watch friends as the husband they loved and adored become a completely different person because of PTSD and decided he no longer wanted to be with them or their children anymore.

I have said goodbye to friends that have become like family to me and know I might not ever see them again.

I have had to sit and wonder during a blackout knowing that my husband was probably okay but also not knowing why the blackout was going on.

I have sat with a group of wives while our children played and we tried to figure out how we would get through the next 3-4 months of a deployment that was supposed to have ended the month before.

I have been through the lonely nights, the jealousy of knowing our civilian friends have never had to go longer than a few days without their spouses, of being mom and dad to the kids, of comforting sad children that just want their Dad at a soccer game.

I have been through the situations that come with military life and although going through them made me a stronger person, I do wonder what I would be like if I hadn’t had to deal with all of this. I wonder if some of my struggles and what I personally have to work on are because of the years of war and I am not really sure what I can do with all of that.

Because life as a military spouse is up and down.

Because life as a military spouse is so much harder than anyone could ever predict.

Because life as a military spouse can be filled with so many twists and turns, ones that you might never have thought about before.

So if you are a military spouse feeling alone, like you are not the only one. You are not.

If you feel like your emotions are all over the place…know that so many of us have been through that too.

If you feel like you aren’t cut out for this life, know that so many of us have felt that too, wondering how all of it will play out.

If you feel like you are hanging on the edge, reach out for help, to other military spouses, organizations, or counselors.

As military spouses, we are asked to sacrifice so much, and that is never going to be easy. As military spouses, we might feel like we are never going to catch a break. As military spouses might feel defeated when we just want to feel strong.

But as a military spouse, something we don’t have to feel is alone.

We are a community, and we can work together to get through the hard stuff and celebrate the good stuff.

We are a community and can help one another out, either at our same duty station, or 1,000 miles away.

We are a community, and each of us loves the service member we decided to spend our lives with, even if it means that hardships will follow.

We take the good and the bad, and figure out how to make this life work.

It’s okay Military Spouse, it’s really okay and I have been there. And so have so many others that have come before. Remember this, and you will never have to walk the military spouse road alone.

Filed Under: Deployment Tagged With: Life as a Military spouse, military life

Becoming Financially Ready When Your Spouse Leaves the Military

February 15, 2022 by Guest Writer Leave a Comment

Becoming Financially Ready When Your Spouse Leaves the Military

No one stays in the military forever. That can be an exciting, but also scary thought, especially if you have spent your adult life in military service, or married to a military member. Transitioning to an after military life is a big change, logistically, emotionally, and financially. Preparing for those challenges can make it easier – but how do you prepare for so much at the same time?

The first step is to recognize that it is a big change. Many military families are so excited for the next chapter of their life that they sometimes forget that there are a million little steps along the process. Communication and organization are key.

Spouses need to talk to each other. A lot. Figure out a way to gather the details of your transition, whether that is a notebook or a spreadsheet, or a checklist. (I have a retirement checklist, and it can be used for ETSing, too.) Take some time regularly to review your list together, and discuss how things are unfolding.

The next step is to identify the big changes that will happen in your unique transition. For some, the biggest parts are moving their family and kids starting a new school. If you’re not moving, the biggest changes for you might be a new job and/or going back to school. Consider the logistical, emotional, and financial aspects of each item.

Now, start to make a list of the things you need to do. Here are some ideas to get you started:

LogisticalEmotionalFinancial
Finding a new jobWriting a resume
Buying interview clothes
Practicing skills
Traveling for interviews
The process can be discouragingLack of income
Cost of interviewing (clothes, travel)
Delay for first paycheck
Moving houseFinding new home
Preparing to move
Balancing loss and excitementSetting up new home
Down payment/security deposit
Starting a new educational programWhat course to takeYou may feel both excitement and anxietyTuition and fees
Childcare
Lost income
Changing your state of legal residencePaperwork
Vehicle inspections
Rewriting wills
Hopefully none, but some people do feel a loss at leaving their “home” stateRegistering vehicles
New drivers licenses
Kids changing schoolsGet transfer packets
Find immunization records
Gather proof of residence
Help kids with sadness, anxiety, and trepidationNew uniforms
Sports team fees


Your list will be different, and probably a lot longer. But you don’t have to do it alone, and you don’t have to do it all at one time.

Start as early as possible in the transition process. Most of us know that we’ll be leaving military life a few years in advance, even if we don’t have an exact date. Take one step at a time, chipping away at your to-do list.

Bring in help whenever possible. Help might be:

  • Your best friend to help you weed through closets and drawers.
  • A family therapist to work through the emotions that come with life changes. (Your installation probably has a Military and Family Life Counselor, or Tricare has very good mental health coverage.)
  • The on-base personal financial educator to help you create a post-military budget.
  • A babysitter to give you time to do things.
  • One of the many military and civilian programs to help veterans create a resume.
  • A home stager to get your house ready to sell

Lastly, I can not emphasize enough: Make sure the service member attends the Transition Assistance Program classes. Twice if possible. If you’re the spouse, try hard to attend also! 97% of the frustrations I hear during transition are things that are covered in TAP. COVID space restrictions have made it hard for spouses to attend in many locations, but the situation seems to be improving. If you can’t get into a physical class, utilize the online version.

Most of all, give everyone some grace in this truly once-in-a-lifetime situation. While you are working through all of this, your spouse is processing their own set of concerns and challenges. Kids may be feeling the pressure, too. If things are tense, step away and let them cool down before tackling the issue in a productive way. Practice self-care, and encourage your loved ones to take care of themselves, too.

For most people, leaving the military is a big project. Just like any other big project, it will go a lot more smoothly if you plan carefully, work with your teammates (aka your spouse and kids), and bring in help when necessary. Then you can get started on your next big adventure!

Kate Horrell is an Accredited Financial Counselor® and personal financial educator who helps the military community make the most of their pay and benefits. She shares the most up-to-date information in understandable terms, and highlights how rules, programs, and laws will directly impact your personal finances. With over 10 years working with thousands of military families, she understands the concerns of currently serving, retired, and veteran families. You can find her at KateHorrell.com.

Want to write a guest post for Soldier’s Wife, Crazy Life? Please email me at Julie@soldierswifecrazylife.com and let me know! I take pieces on anything milspouse related, from deployment tips to duty station reviews.

Filed Under: Money Tagged With: military life, money, veteran

Importance of Your Mental Health 

February 2, 2022 by Julie Leave a Comment

Happy to have this guest post by Heather! Want to write a guest post for Soldier’s Wife, Crazy Life? Please email me at Julie@soldierswifecrazylife.com and let me know! I take pieces on anything milspouse related, from deployment tips to duty station reviews.

Importance of Your Mental Health 

Taking care of yourself can look different for each person. Maybe you show self-care by getting your nails done, taking a girl’s trip, or simply taking a warm bubble bath with no interruptions (if that’s possible). Each of us finds something to help relieve our frustrations or stress the best that we can and the best that we know how. Regardless of what you choose to do, taking care of yourself and your mental health should be a top priority. 

Here are some tips to help get yourself into a habit of taking care of your mental health! 

  1. Love Yourself and Be Compassionate 

First and foremost, remember to love yourself and give yourself compassion. Many of us are hard on ourselves, dwell on our past choices, or simply beat ourselves up. Don’t punish yourself, instead learn from your experiences and make them a lesson. Give yourself gratitude for things you do throughout the day. Maybe you painted a room or took a shower for the first time in three days. Celebrate that! The one voice you are going to hear every single day is yourself. Be compassionate to yourself. Give yourself that positive talking and learn to love yourself. We teach our children to speak kindly to others, so we should do the same to ourselves. 

  1. Recognize Triggers 

Throughout our life experiences, we develop triggers that are associated with mostly negative events in our lives. For example, during my first deployment, I had a special ringtone for when my husband would call. Anytime I heard that specific ringtone I immediately forgot all things I was doing and would immediately find my phone to take his call as they were few and far in between.

Even after his return when I hear that ringtone it immediately triggers me into panic mode to find my phone. To help with this, I have changed the ringtone on my phone. This is a simple example of a trigger, but it is important to recognize what triggers you so that you can work on not being triggered especially if it is associated with negative memories. 

  1. Create a Routine

From an early age, we are introduced to routines or a schedule of events based on the time of when things will happen. Think back to elementary school when we knew what time we had naps (I miss this), lunch, bathroom breaks, etc. Very similar to how children need a schedule to help them with their day, so do we as adults! To help get yourself into the flow of the day, make a routine for yourself that includes the fun things you enjoy.

Maybe you have a full-time work schedule and you are also the housekeeper and caretaker but you want to go to the gym. Write out your schedule and see where you can plug in a time for the gym. Maybe you are feeling depressed and having a hard time getting up to complete a task. That’s okay! Try writing out things you would like to get done or need to get done like laundry, grocery shopping, reading a book, or taking a walk. We have smartphones that can help us with our calendars and routines to help get us moving. Utilize this! Remember, small steps and celebrate the things you did!

  1. Find New Ways to Help Your Mental Health 

Find things that bring you joy and add it to your day! Maybe you really enjoy physical activities like biking, running, kayaking, or kickboxing. Do it! Maybe you are wanting to start a new hobby like gardening. Do it!

From 2020 into 2021, I was looking for things that made me happy to benefit my mental health. I found out our duty station happened to have an on post gardening club. How amazing is that?!  I did all the reading and researching I could and decided to rent my own garden plot. I spent many hours in the garden digging new beds, weeding (mostly), and planting new vegetables.

Even if this was trial and error, my mental health improved so much! Listening to the birds sing, the outdoor fresh air, and the excitement of a tiny seed I planted coming to the surface. The sense of growing something, even if it didn’t survive, felt so great! New hobbies are a great way to help with our mental health and provide an outlet for our creativity or freeness of the mind.

Overall, you know yourself better than anyone else. Be true to yourself, love yourself, do things that make you happy! For many of us who wear many hats in our household, it is hard to remember to take care of ourselves too. You are important, loved, and you got this! Remember to celebrate things you do every day and give yourself some positive talks. 

Filed Under: Military Life Tagged With: Mental Health, military life, Self care

  • « Go to Previous Page
  • Page 1
  • Interim pages omitted …
  • Page 19
  • Page 20
  • Page 21
  • Page 22
  • Page 23
  • Interim pages omitted …
  • Page 46
  • Go to Next Page »

Primary Sidebar

Sign up for your FREE Guide to the First 30 Days of Deployment!


Thank you!

Check your email for confirmation! 

.

About Soldier’s Wife, Crazy Life

 

Welcome to Soldier’s Wife, Crazy Life! I am so glad you are here.

My name is Julie and I first became a military spouse in 2005 when my husband of 3 years re-joined the Army. Then, in 2014, he joined the National Guard. In January of 2024, he retired from the National Guard after 21 years of service.

During our time in the military, we got to spend 4 years in Germany as well as Tennessee where we now call home.

We have three boys and have been through four deployments together.

I hope that you can find support for your own deployments, PCS moves, or anything else military life brings you through my articles and social media posts.

 

Support Soldier’s Wife, Crazy Life!

Buy Me a Coffee

Archives

Copyright © 2026 Soldier's Wife, Crazy Life on the Foodie Pro Theme

We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. By clicking “Accept”, you consent to the use of ALL the cookies.
Cookie settingsACCEPT
Manage consent

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.
CookieDurationDescription
cookielawinfo-checbox-analytics11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checbox-functional11 monthsThe cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checbox-others11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-necessary11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-performance11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
viewed_cookie_policy11 monthsThe cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.
Functional
Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features.
Performance
Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.
Analytics
Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.
Advertisement
Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.
Others
Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet.
SAVE & ACCEPT